45/100
97107
Bay City
OR
FairLeaning Buyer
No category lead
Score, payment, and risk for any ZIP — lined up next to each other with the strongest value flagged in every row. Start with a matchup or search for your own.
Five head-to-heads, generated from this month's data
Search by ZIP, city, or state
Where each ZIP wins
Side by side, metric by metric
| Metric | 97107 Bay City |
|---|---|
| Scores | |
| HavenScore | 45 |
| Affordability | 30 |
| Growth | 59 |
| Risk | 44 |
| Momentum | 48 |
| Price · value | |
| Home value | $403,366 |
| Median rent | — |
| Price growth · YoY | +1.77% |
| Price growth · 3Y | +1.5% |
| Price growth · 5Y | +18.3% |
| Price growth · 10Y | +104.5% |
| Price / income | 5.7× |
| Overvaluation | +60.6% |
| Market conditions | |
| Inventory | 11 |
| Days on market | 102 days |
| Price cuts | 36.4% |
| Place | |
| Walkability · EPA | 8.3 · Below-average walkability |
| Commute · ACS | 13 min |
| Hazard risk · FEMA | 72 / 100 |
| Area context | |
| Median income | $70,804 |
| Population | 2,158 |
● Best flags the row leader. Higher wins for every score — including Risk, where a higher score means lower risk — plus income and growth. Lower wins for price, days on market, and price cuts.
A side-by-side market brief: HavenScores, price/value metrics, rental yield, and the strongest value called out on every row. Refresh-dated, print-friendly, and yours to keep.
The compare PDF comes with Haven. Start with a free account — no card.