Kentucky · 600 scored ZIPs · September 2026
Kentucky: the market leans toward buyers.
Conditions easing in buyers' favor. That is the population-weighted reading across 600 scored ZIPs in Kentucky. Typical home value $244K, −1.0% over 12 months on average; listings take 57 days to sell against 60 in the median U.S. ZIP.
Kentucky600 scored ZIPs
Leaning buyer−12
Typical value$244K−1.0% over 12 months, average · Zillow, Aug 2026
Days on market57 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut27%U.S. median ZIP 20% · Realtor.com
Typical rent$1,379/mo+2.9% over 12 months, average · Zillow, Aug 2026
Active listings13,680Across 560 ZIPs · Realtor.com
Sale-to-list97.7%19% sold above list, average · Redfin, May 2026
HavenScore56of 100
Average of 600 scored ZIPs, weighted by population · the median U.S. ZIP scores 50
Affordability58
Growth48
Risk57
Momentum63
Livability52
Five parts, weighted. How the score works →
On the map
600 scored ZIPs in Kentucky, colored by market balance.
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BuyersEvenSellers
One dot is one ZIP code; click a dot to open its page. Blue leans toward buyers, orange toward sellers.
Market report
What the latest figures say about Kentucky.
Typical home values in Kentucky fell by an average of 1.0% over the year to August 2026, weighted by population across its 600 scored ZIPs (based on Zillow ZIP-level data).
Figures for a city or a state are averages across its scored ZIP codes, weighted by population, so each ZIP counts in proportion to its residents. Where only some ZIPs report a figure, the sentence names how many.
The average typical home value in Kentucky was $244K in August 2026, weighted by population across its 600 scored ZIPs (based on Zillow ZIP-level data).
In September 2026, the average HavenScore balance in Kentucky was −12, in our Leaning buyer band, weighted by population across its 600 scored ZIPs.
The HavenScore balance reads signals such as inventory, time on market and the share of listings with a price cut on one scale, from buyers at one end to sellers at the other. A reading below zero favors buyers, and one above zero favors sellers.
How fast homes are selling
In Kentucky, the ZIP-level median time on market averaged 57 days in September 2026, weighted by population across the 559 of its 600 scored ZIPs that report it, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
Days on market here is each ZIP code's median number of days a Realtor.com listing spends on the market, from the day it is listed until it closes or is withdrawn, averaged across the place's ZIP codes.
The share of listings with a price cut in Kentucky averaged 27% in September 2026, weighted by population across the 555 of its 600 scored ZIPs that report it, against 20% for the median U.S. ZIP (based on Realtor.com ZIP-level data).
In September 2026, Realtor.com counted 13,680 active listings across the 560 ZIPs in Kentucky that report listings.
How to read these figures
Each figure names its own month: Zillow's home values and Realtor.com's listings data publish on their own schedules, so the two can sit a month apart. A figure describes that month, not the day this page was updated.
Market cycle
Where each city sits: price momentum against buyer-seller pressure.
4 of 10 Kentucky cities read Softening — prices down over the year with the market leaning toward buyers.
- Buyer's market
- Leaning buyer
- Balanced
- Leaning seller
- Seller's market
- Named city (ink ring)
Cooling2 cities
Prices still up over the year, but the market now leans toward buyers.
Accelerating2 cities
Prices rising with the market leaning toward sellers.
Softening4 cities
Prices down over the year with the market leaning toward buyers.
Pineville, Boons Camp, Maysville and 1 more
Firming2 cities
Prices still down over the year, but the market now leans toward sellers.
Every city in the chart
| City | Read | Prices, trailing year | Balance | ZIPs |
|---|---|---|---|---|
| Bimble | Firming | −6.6% | +8 | 5 |
| Boons Camp | Softening | −14.5% | −5 | 3 |
| Bowling Green | Cooling | +0.5% | −26 | 3 |
| Cumberland | Accelerating | +1.6% | +9 | 3 |
| Lexington | Accelerating | +3.7% | +10 | 14 |
| Louisville | Cooling | +1.5% | −10 | 33 |
| Maysville | Softening | −2.0% | −19 | 3 |
| Payneville | Firming | −4.2% | +6 | 3 |
| Pineville | Softening | −23.6% | −29 | 5 |
| Worthville | Softening | −4.1% | −10 | 3 |
Top ZIPs
The ten highest HavenScores among ZIPs with 5,000+ residents.
| Rank | Market balance | ZIP | HavenScore | Typical value |
|---|---|---|---|---|
| 1 | −5, balanced | 40210Louisville, KY | 66 | $89K |
| 2 | +4, balanced | 41048Hebron, KY | 66 | $384K |
| 3 | +2, balanced | 41091Union, KY | 66 | $460K |
| 4 | +15, leaning seller | 40514Lexington, KY | 65 | $372K |
| 5 | +10, balanced | 41005Burlington, KY | 65 | $328K |
| 6 | −4, balanced | 41017Lakeside Park, KY | 65 | $338K |
| 7 | −32, leaning buyer | 41101Ashland, KY | 65 | $124K |
| 8 | −19, leaning buyer | 42345Greenville, KY | 65 | $144K |
| 9 | +10, balanced | 41051Independence, KY | 64 | $334K |
| 10 | −29, leaning buyer | 42330Central City, KY | 64 | $113K |
The score only ranks ZIPs with 5,000+ residents — thinner markets are too noisy month-to-month. National leaderboards → Every scored ZIP in Kentucky, by county →
Cities
10 cities with three or more scored ZIPs, from the strongest lean toward buyers to the strongest toward sellers.
| Rank | City | Market balance | HavenScore | |
|---|---|---|---|---|
| 1 | Pineville | −29 | 55 | |
| 2 | Bowling Green | −26 | 54 | |
| 3 | Maysville | −19 | 51 | |
| 4 | Louisville | −10 | 57 | |
| 5 | Worthville | −10 | 51 | |
| 6 | Boons Camp | −5 | 51 | |
| 7 | Payneville | +6 | 38 | |
| 8 | Bimble | +8 | 45 | |
| 9 | Cumberland | +9 | 59 | |
| 10 | Lexington | +10 | 56 | |
Balance and HavenScore, 0–100, are population-weighted averages of each city’s scored ZIPs. All cities, every state →
Counties
79 counties with three or more scored ZIPs, from the strongest lean toward buyers to the strongest toward sellers.
| Rank | County | Market balance | HavenScore | |
|---|---|---|---|---|
| 1 | Hardin County | −40 | 57 | |
| 2 | Grayson County | −39 | 57 | |
| 3 | Butler County | −36 | 46 | |
| 4 | Edmonson County | −35 | 51 | |
| 5 | Whitley County | −35 | 61 | |
| 6 | Christian County | −33 | 48 | |
| 7 | Bell County | −33 | 52 | |
| 8 | Barren County | −32 | 52 | |
| 9 | Laurel County | −30 | 56 | |
| 10 | Menifee County | −28 | 51 | |
| 11 | Calloway County | −28 | 51 | |
| 12 | Meade County | −28 | 51 | |
The other 67 counties, A to Z
Each county opens its page of the cheapest scored ZIPs.
Questions about Kentucky
Answers from the latest figures, each with its month.
Is Kentucky a buyer's market?
As of September 2026, Kentucky sits in our Leaning buyer band, with an average HavenScore balance of −12 on a scale from −100 (buyers) to +100 (sellers), weighted by population across its 600 scored ZIPs.
Are home values falling in Kentucky?
As of August 2026, typical home values in Kentucky had fallen by an average of 1.0% over the previous 12 months, weighted by population across its 600 scored ZIPs (based on Zillow ZIP-level data).
How long do homes take to sell in Kentucky?
As of September 2026, the ZIP-level median time on market in Kentucky averaged 57 days, weighted by population across the 559 of its 600 scored ZIPs that report it, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
What does a typical home cost in Kentucky?
As of August 2026, the average typical home value in Kentucky was $244K, weighted by population across its 600 scored ZIPs (based on Zillow ZIP-level data).
Sources and freshness
Every figure on this page, where it came from and when.
ZillowHome values, rentsAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
HavenScoreScore, balanceScored October 1, 2026
Rent and sale-to-list average only the ZIPs that report them.
Figures are population-weighted averages of the 600 scored ZIPs in Kentucky.