Past issues

In the week to October 15, 2026, the 30-year fixed mortgage rate averaged 7.40%, according to Freddie Mac.

In 3,590 of the 13,129 scored ZIPs with 5,000 or more residents, typical home values fell over the year to August 2026, according to Zillow (ZHVI).

U.S. active listings stood at 1,161,615 in September 2026, according to Realtor.com.

The average 30-year fixed mortgage rate was 7.28% in the week to October 1, 2026, according to Freddie Mac.

The 10-Year Treasury yield fell one basis point to 5.17% on September 25, marking a slight decline from the previous day's 5.18%.

The 30-year fixed mortgage rate climbed to 6.95% from 6.76% in the latest week, according to Federal Reserve data.

Ten ZIP codes saw active inventory more than double from July 2025 to July 2026, led by Santa Teresa, NM with a 227% increase per HavenScore data.

Kentucky dominated the biggest price drops while Texas led gains, with swings ranging from -28% to +24% across communities with 5,000+ residents.

The Case-Shiller National Home Price Index reached 335.10 in May 2026, marking a 2.12-point increase from the prior month's 332.98 reading.

The 10-Year Treasury yield ticked up to 4.68% on July 30, rising one basis point from the prior day's 4.67% according to Federal Reserve data.

The 30-year fixed mortgage rate rose to 6.55% from 6.49% week-over-week, according to FRED data, as housing costs continue straining household budgets nationwide.

While national wage growth is outpacing home price increases for the first time in years, affordability challenges persist in markets with extreme price-to-income ratios.

Realtor.com's midyear forecast suggests modest sales growth for the remainder of 2026, while HavenScore data shows significant regional variations in market performance.

UWM's collapsed Two Harbors deal reflects broader industry caution as mortgage lenders navigate elevated debt levels while housing affordability deteriorates nationwide.