Find where home prices work in your favor.
26,295 ZIPs scored 0–100 from 16 sources — Zillow, Census, Freddie Mac, FHFA, HUD, and 11 more. Refreshed every month.
Free forever — Scout never asks for a card.
Where buyers are winning right now.
Highest Scored
Top Markets
Most Challenging
Bottom Markets
What we’re writing about.

Housing's K-Shaped Recovery Shows Up in Rural vs Urban Growth Patterns
Housing market analyst Alan Ratner's observation of a K-shaped housing economy finds support in current data showing rural areas significantly outperforming urban markets.
May 28, 2026
Income Gap Narrows Slightly, But Price Burdens Remain Extreme
The income needed to buy a home fell for the seventh straight month in April, according to Redfin, though significant affordability gaps remain.
May 27, 2026
Military homebuyers face steep affordability gaps in some markets
Nearly 1 in 5 homebuyers had military ties in 2025, but affordability challenges vary dramatically by location, with some markets showing price-to-income ratios above 170.
May 27, 2026We did the homework so you don’t have to.
Twenty-six thousand ZIPs, twelve sources, one score — running every month, the way the market actually moves.
The Havenscore editorial team
One score. Every ZIP. No guesswork.
1
We crunch the data
Zillow prices, Census income, Freddie Mac rates, and inventory signals — all normalized into a single monthly snapshot.
2
You get a Havenscore
A 0–100 number that rolls affordability, growth, risk, and momentum into one figure — readable at a glance, sourced down to the input.
3
Compare and decide
Side-by-side rankings across any state, metro, or budget. Find the ZIP where your dollar stretches furthest.
Built for everyone who does their homework.
Every number traces back.
Each input has a named source. Click any one to see how it lands in the score — no black box, no gut calls.
True cost, not list price.
The score weighs income, payments, taxes, insurance, and current rates — not just the asking number.
Free forever isn't a teaser.
Scout includes every score and the full map. Haven and Pro add the tools that turn the score into a decision.
“I was comparing Austin neighborhoods for months. Havenscore showed me Pflugerville in 10 seconds — better score, 40% cheaper.”
— Sarah K., TX
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