How is "cheapest" measured in this list?

ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.

Are these really the 10 cheapest ZIPs in Albany County, NY?

These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Albany County, NY

The 10 most affordable ZIP codes in Albany County, NY with HavenScore: 60 or higher, ranked by median home value. Refreshed September 2026.

1
12045
Coeymans, NY
$258,023
HavenScore: 71
2
12041
Clarksville, NY
$288,705
HavenScore: 67
3
12023
Berne, NY
$328,765
HavenScore: 65
4
12054
Delmar, NY
$460,894
HavenScore: 62
5
12211
Albany, NY
$493,405
HavenScore: 63

Frequently asked questions

How is "cheapest" measured in this list?: ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Are these really the 10 cheapest ZIPs in Albany County, NY?: These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions