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Cheapest ZIPs in Bay County, MI

No ZIP in Bay County, MIclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    48708
    Bay City, MI
    $140,307
    HavenScore: 57
  2. 2
    48650
    Pinconning, MI
    $191,613
    HavenScore: 53
  3. 3
    48706
    Bangor Township, MI
    $194,120
    HavenScore: 55
  4. 4
    48613
    Bentley, MI
    $205,555
    HavenScore: 44
  5. 5
    48732
    Hampton, MI
    $211,786
    HavenScore: 48
  6. 6
    48634
    Linwood, MI
    $213,173
    HavenScore: 56
  7. 7
    48747
    Portsmouth, MI
    $223,531
    HavenScore: 52
  8. 8
    48631
    Monitor, MI
    $232,633
    HavenScore: 55
  9. 9
    48611
    Auburn, MI
    $238,781
    HavenScore: 54

Bay County against Michigan

The middle scored ZIP in each: 9 ZIPs in Bay County, 892 in Michigan. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureBay CountyMichigan
Typical home value, Zillow$212K$243K
HavenScore5451

Every scored ZIP in Bay County, MI

All 9 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bay County, MI clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bay County, MI. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.