Cheapest ZIPs in Bay County, MI

No ZIP in Bay County, MIclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    48708
    Bay City, MI
    $139,711
    HavenScore: 57
  2. 2
    48650
    Pinconning, MI
    $192,951
    HavenScore: 54
  3. 3
    48706
    Bangor Township, MI
    $193,712
    HavenScore: 54
  4. 4
    48613
    Bentley, MI
    $204,653
    HavenScore: 45
  5. 5
    48732
    Hampton, MI
    $213,091
    HavenScore: 48
  6. 6
    48634
    Linwood, MI
    $214,749
    HavenScore: 54
  7. 7
    48747
    Portsmouth, MI
    $225,495
    HavenScore: 49
  8. 8
    48631
    Monitor, MI
    $234,497
    HavenScore: 55
  9. 9
    48611
    Auburn, MI
    $241,153
    HavenScore: 54

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bay County, MI clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bay County, MI. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.