Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bell County, TX clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bell County, TX. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Bell County, TX

No ZIP in Bell County, TXclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
76541
Killeen, TX
$123,582
HavenScore: 54
2
76543
Killeen, TX
$176,200
HavenScore: 55
3
76504
Temple, TX
$190,236
HavenScore: 53
4
76501
Temple, TX
$192,678
HavenScore: 50
5
76554
Little River Academy, TX
$210,853
HavenScore: 56
6
76511
Bartlett, TX
$223,138
HavenScore: 47
7
76549
Killeen, TX
$228,224
HavenScore: 52
8
76542
Killeen, TX
$257,731
HavenScore: 53
9
76579
Troy, TX
$258,079
HavenScore: 56
10
76502
Temple, TX
$277,865
HavenScore: 57

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bell County, TX clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bell County, TX. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions