Cheapest ZIPs in Bell County, TX

No ZIP in Bell County, TXclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    76541
    Killeen, TX
    $122,962
    HavenScore: 55
  2. 2
    76543
    Killeen, TX
    $175,535
    HavenScore: 55
  3. 3
    76504
    Temple, TX
    $189,425
    HavenScore: 54
  4. 4
    76501
    Temple, TX
    $191,384
    HavenScore: 51
  5. 5
    76554
    Little River Academy, TX
    $209,455
    HavenScore: 53
  6. 6
    76511
    Bartlett, TX
    $223,229
    HavenScore: 49
  7. 7
    76549
    Killeen, TX
    $227,905
    HavenScore: 52
  8. 8
    76579
    Troy, TX
    $255,917
    HavenScore: 54
  9. 9
    76542
    Killeen, TX
    $257,824
    HavenScore: 54
  10. 10
    76502
    Temple, TX
    $277,367
    HavenScore: 57

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bell County, TX clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bell County, TX. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.