Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bergen County, NJ clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bergen County, NJ. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Bergen County, NJ

No ZIP in Bergen County, NJclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
07601
Hackensack, NJ
$470,069
HavenScore: 45
2
07026
Garfield, NJ
$589,737
HavenScore: 37
3
07024
Fort Lee, NJ
$597,445
HavenScore: 50
4
07643
Little Ferry, NJ
$599,471
HavenScore: 40
5
07660
Ridgefield Park, NJ
$600,015
HavenScore: 37
6
07603
Bogota, NJ
$618,623
HavenScore: 39
7
07407
Elmwood Park, NJ
$625,198
HavenScore: 40
8
07631
Englewood, NJ
$627,050
HavenScore: 42
9
07644
Lodi, NJ
$629,684
HavenScore: 39
10
07031
North Arlington, NJ
$633,632
HavenScore: 40

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bergen County, NJ clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bergen County, NJ. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions