Cheapest ZIPs in Bergen County, NJ

No ZIP in Bergen County, NJclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    07601
    Hackensack, NJ
    $472,186
    HavenScore: 45
  2. 2
    07026
    Garfield, NJ
    $592,131
    HavenScore: 38
  3. 3
    07024
    Fort Lee, NJ
    $603,256
    HavenScore: 51
  4. 4
    07643
    Little Ferry, NJ
    $606,421
    HavenScore: 38
  5. 5
    07660
    Ridgefield Park, NJ
    $607,349
    HavenScore: 39
  6. 6
    07603
    Bogota, NJ
    $621,695
    HavenScore: 41
  7. 7
    07407
    Elmwood Park, NJ
    $629,564
    HavenScore: 41
  8. 8
    07631
    Englewood, NJ
    $629,809
    HavenScore: 41
  9. 9
    07644
    Lodi, NJ
    $635,606
    HavenScore: 40
  10. 10
    07031
    North Arlington, NJ
    $636,180
    HavenScore: 42

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Bergen County, NJ clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Bergen County, NJ. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.