How is "cheapest" measured in this list?

ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.

Are these really the 10 cheapest ZIPs in Clay County, IA?

These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Clay County, IA

The 10 most affordable ZIP codes in Clay County, IA with HavenScore: 60 or higher, ranked by median home value. Refreshed October 2026.

1
51357
Spencer, IA
$133,347
HavenScore: 63
2
51340
Fostoria, IA
$146,037
HavenScore: 63
3
51047
Peterson, IA
$177,587
HavenScore: 63
4
51366
Webb, IA
$195,880
HavenScore: 60
5
51333
Dickens, IA
$248,461
HavenScore: 60

Frequently asked questions

How is "cheapest" measured in this list?: ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Are these really the 10 cheapest ZIPs in Clay County, IA?: These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions