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Cheapest ZIPs in Effingham County, IL

No ZIP in Effingham County, ILclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    62473
    Watson, IL
    $168,471
    HavenScore: 47
  2. 2
    62411
    Altamont, IL
    $168,662
    HavenScore: 52
  3. 3
    62443
    Mason, IL
    $192,385
    HavenScore: 54
  4. 4
    62414
    Beecher City, IL
    $199,504
    HavenScore: 43
  5. 5
    62461
    Shumway, IL
    $221,345
    HavenScore: 47
  6. 6
    62401
    Effingham, IL
    $236,401
    HavenScore: 54
  7. 7
    62424
    Dieterich, IL
    $245,998
    HavenScore: 44
  8. 8
    62467
    Teutopolis, IL
    $278,791
    HavenScore: 49

Effingham County against Illinois

The middle scored ZIP in each: 8 ZIPs in Effingham County, 1,084 in Illinois. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureEffingham CountyIllinois
Typical home value, Zillow$210K$198K
HavenScore4850

Every scored ZIP in Effingham County, IL

All 8 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

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Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Effingham County, IL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Effingham County, IL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.