Cheapest ZIPs in Frederick County, MD

No ZIP in Frederick County, MDclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

  1. 1
    21762
    Union Bridge, MD
    $334,488
    HavenScore: 48
  2. 2
    21727
    Emmitsburg, MD
    $373,184
    HavenScore: 47
  3. 3
    21788
    Thurmont, MD
    $400,436
    HavenScore: 47
  4. 4
    21780
    Sabillasville, MD
    $412,177
    HavenScore: 40
  5. 5
    21716
    Brunswick, MD
    $419,165
    HavenScore: 51
  6. 6
    21703
    Frederick, MD
    $419,610
    HavenScore: 52
  7. 7
    21778
    Rocky Ridge, MD
    $448,802
    HavenScore: 52
  8. 8
    21701
    Frederick, MD
    $453,913
    HavenScore: 51
  9. 9
    21791
    Union Bridge, MD
    $456,008
    HavenScore: 43
  10. 10
    21757
    Keymar, MD
    $463,321
    HavenScore: 43

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Frederick County, MD clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Frederick County, MD. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

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