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Cheapest ZIPs in Frederick County, MD

No ZIP in Frederick County, MDclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    21762
    Union Bridge, MD
    $326,567
    HavenScore: 45
  2. 2
    21727
    Emmitsburg, MD
    $373,163
    HavenScore: 47
  3. 3
    21788
    Thurmont, MD
    $395,479
    HavenScore: 49
  4. 4
    21780
    Sabillasville, MD
    $408,003
    HavenScore: 38
  5. 5
    21703
    Frederick, MD
    $412,051
    HavenScore: 52
  6. 6
    21716
    Brunswick, MD
    $414,994
    HavenScore: 51
  7. 7
    21778
    Rocky Ridge, MD
    $441,949
    HavenScore: 52
  8. 8
    21701
    Frederick, MD
    $446,379
    HavenScore: 51
  9. 9
    21791
    Union Bridge, MD
    $446,754
    HavenScore: 41
  10. 10
    21702
    Frederick, MD
    $455,305
    HavenScore: 49

Frederick County against Maryland

The middle scored ZIP in each: 23 ZIPs in Frederick County, 423 in Maryland. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureFrederick CountyMaryland
Typical home value, Zillow$461K$448K
HavenScore5048

Every scored ZIP in Frederick County, MD

All 23 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Cities in Frederick County

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Frederick County, MD clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Frederick County, MD. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.