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Cheapest ZIPs in Harlan County, KY

The 3 ZIP codes in Harlan County, KY with HavenScore: 60 or higher, ranked by median home value. Refreshed October 2026.

  1. 1
    40823
    Cumberland, KY
    $67,399
    HavenScore: 60
  2. 2
    40870
    Totz, KY
    $92,194
    HavenScore: 66
  3. 3
    40865
    Baxter, KY
    $93,327
    HavenScore: 62

Harlan County against Kentucky

The middle scored ZIP in each: 16 ZIPs in Harlan County, 600 in Kentucky. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureHarlan CountyKentucky
Typical home value, Zillow$73K$169K
HavenScore5654

Every scored ZIP in Harlan County, KY

All 16 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Cities in Harlan County

Related pages

Frequently asked questions

How is "cheapest" measured in this list?
ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Why does this list show only 3 ZIPs?
Only 3 ZIPs in Harlan County, KY score HavenScore: 60 or higher this month, so the list is shorter than the usual 10. ZIPs that score lower are left out.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.