Cheapest ZIPs in Howard County, MD

No ZIP in Howard County, MDclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    21045
    Columbia, MD
    $488,441
    HavenScore: 52
  2. 2
    20794
    Jessup, MD
    $490,626
    HavenScore: 46
  3. 3
    21075
    Elkridge, MD
    $491,701
    HavenScore: 56
  4. 4
    20763
    Savage, MD
    $499,352
    HavenScore: 47
  5. 5
    21046
    Columbia, MD
    $527,164
    HavenScore: 48
  6. 6
    21044
    Columbia, MD
    $547,534
    HavenScore: 51
  7. 7
    20723
    Laurel, MD
    $591,421
    HavenScore: 48
  8. 8
    21043
    Ellicott City, MD
    $642,697
    HavenScore: 50
  9. 9
    21163
    Woodstock, MD
    $661,296
    HavenScore: 45
  10. 10
    21042
    Ellicott City, MD
    $816,243
    HavenScore: 51

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Howard County, MD clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Howard County, MD. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.