How is "cheapest" measured in this list?

ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.

Are these really the 10 cheapest ZIPs in Montgomery County, OH?

These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Montgomery County, OH

The 10 most affordable ZIP codes in Montgomery County, OH with HavenScore: 60 or higher, ranked by median home value. Refreshed September 2026.

1
45417
Dayton, OH
$75,210
HavenScore: 62
2
45402
Dayton, OH
$75,304
HavenScore: 62
3
45405
Dayton, OH
$90,890
HavenScore: 63
4
45406
Dayton, OH
$91,777
HavenScore: 65
5
45416
Trotwood, OH
$96,391
HavenScore: 60
6
45420
Kettering, OH
$170,210
HavenScore: 61
7
45449
West Carrollton, OH
$193,254
HavenScore: 62
8
45424
Huber Heights, OH
$227,612
HavenScore: 62
9
45322
Englewood, OH
$230,415
HavenScore: 62
10
45419
Oakwood, OH
$283,788
HavenScore: 60

Frequently asked questions

How is "cheapest" measured in this list?: ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Are these really the 10 cheapest ZIPs in Montgomery County, OH?: These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions