Cheapest ZIPs in Montgomery County, OH
The 10 most affordable ZIP codes in Montgomery County, OH with HavenScore: 60 or higher, ranked by median home value. Refreshed October 2026.
- 145417Dayton, OH$75,975HavenScore: 63
- 245402Dayton, OH$78,995HavenScore: 63
- 345405Dayton, OH$93,334HavenScore: 63
- 445406Dayton, OH$95,430HavenScore: 64
- 545416Trotwood, OH$95,751HavenScore: 60
- 645410Dayton, OH$132,606HavenScore: 60
- 745420Kettering, OH$171,326HavenScore: 60
- 845449West Carrollton, OH$193,298HavenScore: 63
- 945424Huber Heights, OH$227,532HavenScore: 61
- 1045322Englewood, OH$229,528HavenScore: 62
Montgomery County against Ohio
The middle scored ZIP in each: 29 ZIPs in Montgomery County, 1,024 in Ohio. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.
| Figure | Montgomery County | Ohio |
|---|---|---|
| Typical home value, Zillow | $196K | $226K |
| HavenScore | 58 | 53 |
Every scored ZIP in Montgomery County, OH
All 29 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.
Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).
- 45309BrookvilleHavenScore 54Typical value $277K
- 45458CentervilleHavenScore 57Typical value $426K
- 45315ClaytonHavenScore 56Typical value $291K
- 45415ClaytonHavenScore 58Typical value $233K
- 45402DaytonHavenScore 63Typical value $79K
- 45403DaytonHavenScore 59Typical value $105K
- 45404DaytonHavenScore 56Typical value $106K
- 45405DaytonHavenScore 63Typical value $93K
- 45406DaytonHavenScore 64Typical value $95K
- 45410DaytonHavenScore 60Typical value $133K
- 45414DaytonHavenScore 58Typical value $188K
- 45417DaytonHavenScore 63Typical value $76K
- 45459DaytonHavenScore 57Typical value $337K
- 45322EnglewoodHavenScore 62Typical value $230K
- 45325FarmersvilleHavenScore 52Typical value $303K
- 45327GermantownHavenScore 55Typical value $273K
- 45424Huber HeightsHavenScore 61Typical value $228K
- 45420KetteringHavenScore 60Typical value $171K
- 45429KetteringHavenScore 56Typical value $277K
- 45342MiamisburgHavenScore 59Typical value $264K
- 45439MoraineHavenScore 55Typical value $173K
- 45345New LebanonHavenScore 53Typical value $196K
- 45409OakwoodHavenScore 57Typical value $253K
- 45419OakwoodHavenScore 59Typical value $282K
- 45354PhillipsburgHavenScore 58Typical value $166K
- 45416TrotwoodHavenScore 60Typical value $96K
- 45426TrotwoodHavenScore 57Typical value $173K
- 45377VandaliaHavenScore 60Typical value $247K
- 45449West CarrolltonHavenScore 63Typical value $193K
Cities in Montgomery County
Related pages
Frequently asked questions
- How is "cheapest" measured in this list?
- ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
- Are these really the 10 cheapest ZIPs in Montgomery County, OH?
- These are the 10 lowest-priced ZIPs in Montgomery County, OH that score HavenScore: 60 or higher. ZIPs that score lower are left out, and each listed ZIP shows its score.
- How often is this list updated?
- This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.