Cheapest ZIPs in Okaloosa County, FL

No ZIP in Okaloosa County, FLclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    32564
    Holt, FL
    $272,714
    HavenScore: 48
  2. 2
    32539
    Crestview, FL
    $282,085
    HavenScore: 58
  3. 3
    32536
    Crestview, FL
    $293,972
    HavenScore: 59
  4. 4
    32567
    Paxton, FL
    $295,843
    HavenScore: 46
  5. 5
    32547
    Fort Walton Beach, FL
    $314,247
    HavenScore: 53
  6. 6
    32569
    Mary Esther, FL
    $318,628
    HavenScore: 55
  7. 7
    32531
    Baker, FL
    $325,295
    HavenScore: 49
  8. 8
    32580
    Eglin AFB, FL
    $328,835
    HavenScore: 57
  9. 9
    32548
    Fort Walton Beach, FL
    $336,648
    HavenScore: 51
  10. 10
    32579
    Shalimar, FL
    $385,572
    HavenScore: 59

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Okaloosa County, FL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Okaloosa County, FL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.