Cheapest ZIPs in Osage County, MO

The 10 most affordable ZIP codes in Osage County, MO with HavenScore: 60 or higher, ranked by median home value. Refreshed July 2026.

  1. 1
    65054
    Jefferson City, MO
    $272,004
    HavenScore: 71
  2. 2
    65048
    Westphalia, MO
    $275,210
    HavenScore: 68
  3. 3
    65085
    Westphalia, MO
    $277,683
    HavenScore: 65
  4. 4
    65016
    Jefferson City, MO
    $283,576
    HavenScore: 60

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Frequently asked questions

How is "cheapest" measured in this list?
ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Are these really the 10 cheapest ZIPs in Osage County, MO?
These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

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