Cheapest ZIPs in Payne County, OK

No ZIP in Payne County, OKclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    74023
    Cushing, OK
    $145,434
    HavenScore: 57
  2. 2
    74085
    Drumright, OK
    $161,884
    HavenScore: 45
  3. 3
    74062
    Ripley, OK
    $185,664
    HavenScore: 48
  4. 4
    74059
    Perkins, OK
    $224,000
    HavenScore: 47
  5. 5
    74032
    Glencoe, OK
    $240,776
    HavenScore: 45
  6. 6
    74075
    Stillwater, OK
    $259,306
    HavenScore: 46
  7. 7
    74074
    Stillwater, OK
    $277,607
    HavenScore: 45

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Payne County, OK clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Payne County, OK. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.