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Cheapest ZIPs in Phelps County, NE

No ZIP in Phelps County, NEclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    68949
    Holdrege, NE
    $214,106
    HavenScore: 49
  2. 2
    68927
    Bertrand, NE
    $222,653
    HavenScore: 45
  3. 3
    68958
    Loomis, NE
    $244,528
    HavenScore: 45
  4. 4
    68836
    Elm Creek, NE
    $279,022
    HavenScore: 45
  5. 5
    68940
    Funk, NE
    $294,708
    HavenScore: 49

Phelps County against Nebraska

The middle scored ZIP in each: 5 ZIPs in Phelps County, 463 in Nebraska. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigurePhelps CountyNebraska
Typical home value, Zillow$245K$238K
HavenScore4552

Every scored ZIP in Phelps County, NE

All 5 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

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Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Phelps County, NE clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Phelps County, NE. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.