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Cheapest ZIPs in Polk County, WI

No ZIP in Polk County, WIclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    54837
    Frederic, WI
    $270,395
    HavenScore: 48
  2. 2
    54004
    Clayton, WI
    $284,048
    HavenScore: 39
  3. 3
    54006
    Cushing, WI
    $285,561
    HavenScore: 46
  4. 4
    54005
    Clear Lake, WI
    $305,305
    HavenScore: 48
  5. 5
    54858
    Milltown, WI
    $307,204
    HavenScore: 30
  6. 6
    54824
    Centuria, WI
    $314,344
    HavenScore: 34
  7. 7
    54853
    Luck, WI
    $328,002
    HavenScore: 42
  8. 8
    54024
    Saint Croix Falls, WI
    $338,064
    HavenScore: 44
  9. 9
    54001
    Amery, WI
    $345,026
    HavenScore: 46
  10. 10
    54009
    Dresser, WI
    $347,829
    HavenScore: 44

Polk County against Wisconsin

The middle scored ZIP in each: 14 ZIPs in Polk County, 679 in Wisconsin. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigurePolk CountyWisconsin
Typical home value, Zillow$333K$312K
HavenScore4449

Every scored ZIP in Polk County, WI

All 14 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Polk County, WI clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Polk County, WI. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.