Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Polk County, WI clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Polk County, WI. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Polk County, WI

No ZIP in Polk County, WIclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
54837
Frederic, WI
$264,834
HavenScore: 47
2
54006
Cushing, WI
$279,988
HavenScore: 42
3
54004
Clayton, WI
$283,512
HavenScore: 36
4
54858
Milltown, WI
$304,473
HavenScore: 28
5
54824
Centuria, WI
$305,311
HavenScore: 34
6
54005
Clear Lake, WI
$305,926
HavenScore: 43
7
54853
Luck, WI
$323,261
HavenScore: 42
8
54024
Saint Croix Falls, WI
$332,357
HavenScore: 45
9
54001
Amery, WI
$341,637
HavenScore: 43
10
54009
Dresser, WI
$345,906
HavenScore: 45

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Polk County, WI clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Polk County, WI. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions