Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Putnam County, FL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Putnam County, FL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Putnam County, FL

No ZIP in Putnam County, FLclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
32148
Interlachen, FL
$172,164
HavenScore: 54
2
32189
Satsuma, FL
$204,892
HavenScore: 43
3
32177
Palatka, FL
$210,601
HavenScore: 54
4
32112
Crescent City, FL
$213,881
HavenScore: 43
5
32181
Pomona Park, FL
$228,445
HavenScore: 44
6
32139
Georgetown, FL
$229,526
HavenScore: 46
7
32640
Hawthorne, FL
$237,155
HavenScore: 53
8
32187
San Mateo, FL
$247,503
HavenScore: 45
9
32193
Pomona Park, FL
$266,752
HavenScore: 48
10
32131
East Palatka, FL
$271,422
HavenScore: 54

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Putnam County, FL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Putnam County, FL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions