Cheapest ZIPs in Putnam County, FL

No ZIP in Putnam County, FLclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    32148
    Interlachen, FL
    $173,765
    HavenScore: 52
  2. 2
    32189
    Satsuma, FL
    $204,976
    HavenScore: 44
  3. 3
    32177
    Palatka, FL
    $209,979
    HavenScore: 52
  4. 4
    32112
    Crescent City, FL
    $210,176
    HavenScore: 45
  5. 5
    32139
    Georgetown, FL
    $225,948
    HavenScore: 46
  6. 6
    32181
    Pomona Park, FL
    $226,938
    HavenScore: 40
  7. 7
    32640
    Hawthorne, FL
    $232,207
    HavenScore: 54
  8. 8
    32187
    San Mateo, FL
    $250,068
    HavenScore: 45
  9. 9
    32193
    Pomona Park, FL
    $264,364
    HavenScore: 45
  10. 10
    32131
    East Palatka, FL
    $272,194
    HavenScore: 52

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Putnam County, FL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Putnam County, FL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.