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Cheapest ZIPs in Putnam County, FL

No ZIP in Putnam County, FLclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    32148
    Interlachen, FL
    $169,561
    HavenScore: 54
  2. 2
    32189
    Satsuma, FL
    $202,911
    HavenScore: 45
  3. 3
    32112
    Crescent City, FL
    $208,069
    HavenScore: 44
  4. 4
    32177
    Palatka, FL
    $209,559
    HavenScore: 52
  5. 5
    32181
    Pomona Park, FL
    $222,160
    HavenScore: 43
  6. 6
    32139
    Georgetown, FL
    $225,584
    HavenScore: 47
  7. 7
    32640
    Hawthorne, FL
    $235,357
    HavenScore: 53
  8. 8
    32187
    San Mateo, FL
    $246,160
    HavenScore: 44
  9. 9
    32193
    Pomona Park, FL
    $263,463
    HavenScore: 46
  10. 10
    32131
    East Palatka, FL
    $267,967
    HavenScore: 53

Putnam County against Florida

The middle scored ZIP in each: 10 ZIPs in Putnam County, 924 in Florida. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigurePutnam CountyFlorida
Typical home value, Zillow$224K$345K
HavenScore4749

Every scored ZIP in Putnam County, FL

All 10 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Putnam County, FL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Putnam County, FL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.