Cheapest ZIPs in Saint Charles County, MO

No ZIP in Saint Charles County, MOclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

  1. 1
    63386
    West Alton, MO
    $188,723
    HavenScore: 58
  2. $248,279
    HavenScore: 55
  3. 3
    63301
    Saint Charles, MO
    $322,248
    HavenScore: 52
  4. 4
    63376
    Saint Peters, MO
    $333,163
    HavenScore: 56
  5. 5
    63303
    Saint Charles, MO
    $361,702
    HavenScore: 54
  6. 6
    63366
    O Fallon, MO
    $366,565
    HavenScore: 54
  7. 7
    63385
    Wentzville, MO
    $405,322
    HavenScore: 58
  8. 8
    63304
    Saint Charles, MO
    $409,518
    HavenScore: 56
  9. 9
    63368
    O Fallon, MO
    $420,660
    HavenScore: 55
  10. 10
    63367
    Lake Saint Louis, MO
    $444,626
    HavenScore: 59

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Saint Charles County, MO clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Saint Charles County, MO. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

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