Cheapest ZIPs in San Joaquin County, CA

No ZIP in San Joaquin County, CAclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    95205
    Stockton, CA
    $326,490
    HavenScore: 39
  2. 2
    95202
    Stockton, CA
    $336,848
    HavenScore: 34
  3. 3
    95203
    Stockton, CA
    $345,177
    HavenScore: 39
  4. 4
    95204
    Stockton, CA
    $382,621
    HavenScore: 40
  5. 5
    95210
    Stockton, CA
    $394,574
    HavenScore: 41
  6. 6
    95207
    Stockton, CA
    $406,986
    HavenScore: 41
  7. 7
    95206
    Stockton, CA
    $417,697
    HavenScore: 40
  8. 8
    95215
    Garden Acres, CA
    $441,453
    HavenScore: 34
  9. 9
    95240
    Lodi, CA
    $467,705
    HavenScore: 39
  10. 10
    95209
    Stockton, CA
    $486,583
    HavenScore: 47

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in San Joaquin County, CA clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in San Joaquin County, CA. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.