How is "cheapest" measured in this list?

ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.

Are these really the 10 cheapest ZIPs in Santa Rosa County, FL?

These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Santa Rosa County, FL

The 10 most affordable ZIP codes in Santa Rosa County, FL with HavenScore: 60 or higher, ranked by median home value. Refreshed July 2026.

1
32570
Milton, FL
$278,393
HavenScore: 62
2
32583
Milton, FL
$292,189
HavenScore: 65
3
32571
Pace, FL
$329,353
HavenScore: 65
4
32563
Gulf Breeze, FL
$403,222
HavenScore: 60
5
32566
Navarre, FL
$418,527
HavenScore: 62

Frequently asked questions

How is "cheapest" measured in this list?: ZIPs are ranked by median home value from lowest to highest, filtered to only those with HavenScore: 60 or above. The score filter excludes ZIPs where low prices correlate with weak growth, high risk, or economic decline.
Are these really the 10 cheapest ZIPs in Santa Rosa County, FL?: These are the 10 most affordable ZIPs that also pass our quality filter (HavenScore: 60 or higher). ZIPs with low scores are excluded to surface genuinely good buys rather than declining markets.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions