Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schenectady County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schenectady County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Schenectady County, NY

No ZIP in Schenectady County, NYclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
12307
Schenectady, NY
$179,793
HavenScore: 45
2
12304
Schenectady, NY
$258,790
HavenScore: 51
3
12308
Schenectady, NY
$264,136
HavenScore: 49
4
12305
Schenectady, NY
$284,827
HavenScore: 45
5
12150
Rotterdam Junction, NY
$288,759
HavenScore: 46
6
12306
Schenectady, NY
$296,601
HavenScore: 56
7
12303
Schenectady, NY
$319,347
HavenScore: 50
8
12137
Pattersonville, NY
$321,264
HavenScore: 50
9
12302
Schenectady, NY
$332,290
HavenScore: 59
10
12008
Alplaus, NY
$352,715
HavenScore: 57

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schenectady County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schenectady County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions