Cheapest ZIPs in Schoharie County, NY

No ZIP in Schoharie County, NYclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    12036
    Charlotteville, NY
    $219,638
    HavenScore: 46
  2. 2
    12071
    Fultonham, NY
    $222,906
    HavenScore: 52
  3. 3
    12035
    Central Bridge, NY
    $227,600
    HavenScore: 51
  4. 4
    12076
    Gilboa, NY
    $234,071
    HavenScore: 56
  5. 5
    13459
    Sharon Springs, NY
    $235,413
    HavenScore: 48
  6. 6
    12194
    West Fulton, NY
    $238,624
    HavenScore: 58
  7. 7
    12122
    Middleburgh, NY
    $240,387
    HavenScore: 43
  8. 8
    12092
    Howes Cave, NY
    $243,184
    HavenScore: 52
  9. 9
    12175
    Summit, NY
    $244,769
    HavenScore: 58
  10. 10
    12149
    Richmondville, NY
    $246,975
    HavenScore: 46

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schoharie County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schoharie County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.