Cheapest ZIPs in Schoharie County, NY
No ZIP in Schoharie County, NYclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.
- 112036Charlotteville, NY$219,202HavenScore: 45
- 212071Fultonham, NY$224,690HavenScore: 53
- 312035Central Bridge, NY$227,063HavenScore: 52
- 413459Sharon Springs, NY$235,716HavenScore: 47
- 512076Gilboa, NY$235,720HavenScore: 56
- 612194West Fulton, NY$239,222HavenScore: 53
- 712122Middleburgh, NY$240,556HavenScore: 42
- 812092Howes Cave, NY$243,503HavenScore: 54
- 912175Summit, NY$248,435HavenScore: 59
- 1012149Richmondville, NY$249,863HavenScore: 44
Schoharie County against New York
The middle scored ZIP in each: 16 ZIPs in Schoharie County, 1,561 in New York. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.
| Figure | Schoharie County | New York |
|---|---|---|
| Typical home value, Zillow | $246K | $332K |
| HavenScore | 51 | 50 |
Every scored ZIP in Schoharie County, NY
All 16 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.
Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).
- 12035Central BridgeHavenScore 52Typical value $227K
- 12036CharlottevilleHavenScore 45Typical value $219K
- 12043CobleskillHavenScore 53Typical value $264K
- 12066EsperanceHavenScore 47Typical value $290K
- 12071FultonhamHavenScore 53Typical value $225K
- 12076GilboaHavenScore 56Typical value $236K
- 12092Howes CaveHavenScore 54Typical value $244K
- 12093JeffersonHavenScore 46Typical value $266K
- 12122MiddleburghHavenScore 42Typical value $241K
- 12149RichmondvilleHavenScore 44Typical value $250K
- 12157SchoharieHavenScore 52Typical value $294K
- 13459Sharon SpringsHavenScore 47Typical value $236K
- 12160SloansvilleHavenScore 49Typical value $294K
- 12175SummitHavenScore 59Typical value $248K
- 12187WarnervilleHavenScore 42Typical value $281K
- 12194West FultonHavenScore 53Typical value $239K
Related pages
Frequently asked questions
- Why doesn't this list use the usual quality floor?
- Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schoharie County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
- How is "most affordable" measured here?
- ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schoharie County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
- How often is this list updated?
- This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.