Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schoharie County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schoharie County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Schoharie County, NY

No ZIP in Schoharie County, NYclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
12036
Charlotteville, NY
$217,066
HavenScore: 43
2
12035
Central Bridge, NY
$222,134
HavenScore: 49
3
12071
Fultonham, NY
$222,921
HavenScore: 49
4
13459
Sharon Springs, NY
$227,637
HavenScore: 46
5
12076
Gilboa, NY
$233,177
HavenScore: 52
6
12092
Howes Cave, NY
$237,982
HavenScore: 48
7
12175
Summit, NY
$239,246
HavenScore: 56
8
12122
Middleburgh, NY
$240,603
HavenScore: 43
9
12149
Richmondville, NY
$244,231
HavenScore: 43
10
12194
West Fulton, NY
$245,375
HavenScore: 50

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Schoharie County, NY clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Schoharie County, NY. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions