Skip to content

Cheapest ZIPs in Shelby County, IL

No ZIP in Shelby County, ILclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    62565
    Shelbyville, IL
    $154,198
    HavenScore: 52
  2. 2
    62422
    Cowden, IL
    $155,626
    HavenScore: 50
  3. 3
    61957
    Windsor, IL
    $156,791
    HavenScore: 51
  4. 4
    62534
    Findlay, IL
    $161,900
    HavenScore: 47
  5. 5
    62571
    Tower Hill, IL
    $162,618
    HavenScore: 48
  6. 6
    62550
    Moweaqua, IL
    $171,581
    HavenScore: 59
  7. 7
    62463
    Stewardson, IL
    $172,469
    HavenScore: 45
  8. 8
    62465
    Stewardson, IL
    $188,410
    HavenScore: 55
  9. 9
    62438
    Lakewood, IL
    $206,301
    HavenScore: 42
  10. 10
    62553
    Oconee, IL
    $213,440
    HavenScore: 53

Shelby County against Illinois

The middle scored ZIP in each: 11 ZIPs in Shelby County, 1,084 in Illinois. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureShelby CountyIllinois
Typical home value, Zillow$172K$198K
HavenScore5050

Every scored ZIP in Shelby County, IL

All 11 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Shelby County, IL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Shelby County, IL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.