Cheapest ZIPs in Shelby County, IL

No ZIP in Shelby County, ILclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    62422
    Cowden, IL
    $152,483
    HavenScore: 47
  2. 2
    62565
    Shelbyville, IL
    $156,400
    HavenScore: 53
  3. 3
    61957
    Windsor, IL
    $159,274
    HavenScore: 50
  4. 4
    62571
    Tower Hill, IL
    $160,489
    HavenScore: 48
  5. 5
    62534
    Findlay, IL
    $161,552
    HavenScore: 49
  6. 6
    62550
    Moweaqua, IL
    $171,781
    HavenScore: 56
  7. 7
    62463
    Stewardson, IL
    $172,830
    HavenScore: 46
  8. 8
    62465
    Stewardson, IL
    $189,903
    HavenScore: 55
  9. 9
    62438
    Lakewood, IL
    $202,498
    HavenScore: 43
  10. 10
    62553
    Oconee, IL
    $212,312
    HavenScore: 53

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Shelby County, IL clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Shelby County, IL. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.