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Cheapest ZIPs in Shelby County, IN

No ZIP in Shelby County, INclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed October 2026.

  1. 1
    46176
    Shelbyville, IN
    $227,461
    HavenScore: 54
  2. 2
    46124
    Edinburgh, IN
    $233,224
    HavenScore: 52
  3. 3
    46182
    Waldron, IN
    $242,982
    HavenScore: 52
  4. 4
    47234
    Flat Rock, IN
    $251,149
    HavenScore: 57
  5. 5
    46161
    Morristown, IN
    $272,696
    HavenScore: 50
  6. 6
    46126
    Fairland, IN
    $275,505
    HavenScore: 52
  7. 7
    46110
    Boggstown, IN
    $321,504
    HavenScore: 46
  8. 8
    46130
    Fountaintown, IN
    $324,263
    HavenScore: 55

Shelby County against Indiana

The middle scored ZIP in each: 8 ZIPs in Shelby County, 698 in Indiana. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

FigureShelby CountyIndiana
Typical home value, Zillow$262K$238K
HavenScore5257

Every scored ZIP in Shelby County, IN

All 8 scored ZIPs, A to Z by city. The list above ranks only the cheapest. HavenScore, scored October 1, 2026. Typical home value: Zillow, August 2026.

Each row: ZIP, city, HavenScore (0–100), typical home value (Zillow).

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Shelby County, IN clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Shelby County, IN. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Realtor, Redfin, and Census.