Why doesn't this list use the usual quality floor?

Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Stearns County, MN clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.

How is "most affordable" measured here?

ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Stearns County, MN. Because no ZIP clears the quality floor this month, no score filter is applied to this list.

How often is this list updated?

This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Cheapest ZIPs in Stearns County, MN

No ZIP in Stearns County, MNclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

1
56335
Greenwald, MN
$204,155
HavenScore: 56
2
56356
New Munich, MN
$214,581
HavenScore: 56
3
56303
Saint Cloud, MN
$242,291
HavenScore: 53
4
56376
$252,383
HavenScore: 49
5
56387
Waite Park, MN
$255,375
HavenScore: 45
6
56369
Rockville, MN
$265,678
HavenScore: 46
7
56352
$303,871
HavenScore: 47
8
56375
$308,851
HavenScore: 54
9
56301
Saint Cloud, MN
$317,063
HavenScore: 49
10
56378
Sauk Centre, MN
$330,725
HavenScore: 46

Frequently asked questions

Why doesn't this list use the usual quality floor?: Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Stearns County, MN clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?: ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Stearns County, MN. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?: This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

Related pages

Frequently asked questions