The Investor score.
Cash flow comes first. Appreciation is a bonus, not the thesis. The Investor score is tuned for operators screening markets, not for owner-occupants.
What goes in, at what weight.
The cash-flow engine — rent-to-price, rent trajectory, vacancy.
Same risk family as the composite — overvaluation pressure, household stress, market-clearing stress.
Same growth family as the composite — price trajectory, supply response, migration & job quality.
How quickly you can exit — days-on-market and transaction volume.
Yield is the thesis. Liquidity is the exit.
The composite HavenScore is oriented toward owner-occupants, so it weights affordability heavily. Investors don't live in the unit — they care whether the rent covers the carrying cost. That shifts the weighting toward yield, with liquidity added because an exit path is part of every real investor's model.
A screener, not an underwriter.
The Investor score does not model financing, management fees, unit-level vacancy, capex, taxes net of depreciation, or local landlord regulation. Use it to screen markets, not to underwrite a specific property.