Housing market analysis
Editorial coverage of US housing — what’s moving, what to watch, what it means.
62 articles across 6 topics · 693 county-level affordability pages
Latest
- Jul 21, 2026rates30-Year Mortgage Rate Rises to 6.55% in Latest FRED Data
The 30-year fixed mortgage rate rose to 6.55% from 6.49% week-over-week, according to FRED data, as housing costs continue straining household budgets nationwide.
- Jul 13, 2026affordabilityWage Growth Outpaces Home Prices, But Affordability Gaps Persist
While national wage growth is outpacing home price increases for the first time in years, affordability challenges persist in markets with extreme price-to-income ratios.
- Jul 8, 2026forecastForecast Update: Modest Sales Growth Expected Amid Regional Variations
Realtor.com's midyear forecast suggests modest sales growth for the remainder of 2026, while HavenScore data shows significant regional variations in market performance.
- Jul 7, 2026affordabilityUWM Deal Loss Shows Lender Caution Amid Housing Affordability Crisis
UWM's collapsed Two Harbors deal reflects broader industry caution as mortgage lenders navigate elevated debt levels while housing affordability deteriorates nationwide.
- Jun 30, 2026forecastMarket Predictions vs. Data: Where Growth Is Actually Happening
Real estate professionals debate market predictions while data shows consistent growth patterns in smaller metros like Nunnelly, TN and Kansas City, MO.
- Jun 29, 2026affordabilityHousing Bill Setback Highlights Persistent Affordability Crisis
Trump's cancellation of a bipartisan housing bill underscores ongoing affordability challenges, with some areas showing price-to-income ratios above 180.
- Jun 26, 2026inventoryBuilder Land Rush Meets Inventory Reality in Hot Markets
As builders struggle to analyze land fast enough, markets with high inventory like Miami Beach (1,114 listings) reveal opportunities.
- Jun 23, 2026forecastMBA Warns of Housing Oversupply as High-Growth Markets Show Mixed Signals
The MBA warns that slowing household formation could create housing oversupply, even as some markets like Kansas City, MO show double-digit growth.
Browse by topic
Affordability
19Where buying is reachable, where it's stretching.
Read 19 articles →Markets
8What's moving in specific cities and ZIPs.
Read 8 articles →Forecast
12What the data is signaling next.
Read 12 articles →Inventory
9Supply, listings, days on market.
Read 9 articles →Policy
8Federal, state, and local actions shaping housing.
Read 8 articles →Rates
6Mortgage rates and their ripple effects.
Read 6 articles →Find the most affordable ZIPs in your county
Every US county with a scored ZIP has an affordability page. Each one ranks the cheapest ZIPs that still clear a Havenscore quality floor — so the list reads as livable, not just cheap.
Sources: Havenscore, 693 counties
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