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ZIP 01033 · Granby, MA · 6,088 residents · September 2026

Granby 01033: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $406K, +1.1% over 12 months; listings take 36 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+22

In Mar 2026: +3

Typical value$406K+1.1% over 12 months · Zillow, Aug 2026
Days on market36 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut19%U.S. median ZIP 20% · Realtor.com
Fair market rent$2,040/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings11+10% vs a year ago · Realtor.com
Sale-to-list103.9%71% sold above list · Redfin, May 2026
HavenScore51of 100

Higher than 51% of scored ZIPs · #6,151 of 13,130 ZIPs with 5,000+ residents

Affordability50
Growth45
Risk55
Momentum55
Livability53

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+3
  2. Apr 2026−11
  3. May 2026−12
  4. Jun 2026−12
  5. Jul 2026+16
  6. Aug 2026—no reading on record
  7. Sep 2026+22

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 36 days on marketfaster than the U.S. median ZIP's 60 days
  • 19% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 103.9%homes close at or above asking · Redfin, May 2026
  • 11 active listings+10% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +1.1% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$406,465Zillow ZHVI · Aug 2026
Median sale price$420,000Redfin · May 2026
Sale-to-list103.9%Redfin · May 2026
Sold above list71.4%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+1.1%
3 years+10.0%
5 years+26.0%
10 years+71.6%
From peak0.0%

Zillow Home Value Index · ZIP 01033 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $413,844 in March 2025; the latest value is −1.8% from that peak, 17 months on. Since January 2019 it is +61.0%. The sharpest 12-month move was −0.9%, ending August 2026.

Zillow's typical home value here, $406K in August 2026, is 41% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +1.1% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$318K
Middle tier$406K
Top tier$582K
Single-family$414K
Condo$267K
2 bedrooms$323K
3 bedrooms$419K

Starter homes here rose 35% in five years while top-tier homes rose 30% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 30% above 2-bedrooms (Zillow ZHVI by bedroom); the MA median premium is 28%.

Condos here are priced 35% below single-family homes (Zillow ZHVI by home type); over five years single-family rose 23% while condos rose 50%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankMassachusetts rank
1 year+1.1%+1.2%/yrHigher than 40% nationallyHigher than 21% in Massachusetts
3 years+10.0%+3.2%/yrHigher than 62% nationallyHigher than 36% in Massachusetts
5 years+26.0%+4.7%/yrHigher than 59% nationallyHigher than 39% in Massachusetts
10 years+71.6%+5.5%/yrHigher than 37% nationallyHigher than 28% in Massachusetts
Since 2000+201.4%+4.2%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$340K$360K$380K$400K$420K$391K202420252026$340K$360K$380K$400K$420K$391K202420252026
3 months$391K−3.7% · $380K–$409KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.1% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$3,12734% of the median household income here ($110,188)
Principal and interest$2,400
Property tax$386
Insurance$113
Mortgage insurance$229

Between the 28% and 36% lines lenders use. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,352 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$2,040
vs
Payment on a typical purchase$3,127

Buying costs $1,087 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $2,540 a month (FY 2026), against a typical 3-bedroom value of $419K (Zillow, August 2026) — a 7.3% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$110,188Census ACS
Price to income3.7×long-run average 2.2×
Property tax1.14%statutory, state
Insurance$1,352/yrtypical premium
Commute22 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively LowFEMA NRI · wildfire 76 · flood 41
Population change−0.8% a year2018–2023, Census ACS
Median year built1964Census ACS
Owner-occupied95%Census ACS

Typical homes cost 3.7× the median household income here, against 6.0× in the median MA ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $110,188 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Lowscore 24 of 100 · county median 42
Flood41 of 100county median 66
Wildfire76 of 100county median 57
Hurricane78 of 100county median 78

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 20 scored ZIPs in Hampshire County.

Everyday prices

Everyday prices in the Springfield metro run 4% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 24% below the U.S. average.

$75,000 at U.S.-average prices buys what $72,050 buys here.

Metro-level index, U.S. = 100 · 2024 · the Springfield metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income7%U.S. median ZIP 5%
Renters spending over 30% of income40%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

50

Growth

45

Risk

55

Momentum

55
Haven
See every input behind the five parts, with its value and source
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Livability

53
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density36 jobs per sq miCensus LODESFew jobs nearby

Nearby

28 scored Massachusetts ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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