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ZIP 02642 · Eastham, MA · 5,772 residents · September 2026

Eastham 02642: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $817K, +0.5% over 12 months; listings take 40 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−18

In Mar 2026: −31

Typical value$817K+0.5% over 12 months · Zillow, Aug 2026
Days on market40 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut13%U.S. median ZIP 20% · Realtor.com
Fair market rent$2,520/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings41−7% vs a year ago · Realtor.com
Sale-to-list96.6%22% sold above list · Redfin, May 2026
HavenScore35of 100

Higher than 3% of scored ZIPs · #12,795 of 13,130 ZIPs with 5,000+ residents

Affordability26
Growth41
Risk26
Momentum40
Livability72

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−31
  2. Apr 2026−24
  3. May 2026−24
  4. Jun 2026−24
  5. Jul 2026−37
  6. Aug 2026—no reading on record
  7. Sep 2026−18

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 40 days on marketfaster than the U.S. median ZIP's 60 days
  • 13% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 96.6%homes close below asking · Redfin, May 2026
  • 41 active listings−7% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Cooling: prices +0.5% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$817,481Zillow ZHVI · Aug 2026
Median sale price$794,500Redfin · May 2026
Sale-to-list96.6%Redfin · May 2026
Sold above list22.2%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+0.5%
3 years+4.8%
5 years+25.9%
10 years+85.5%
From peak−1.9%

Zillow Home Value Index · ZIP 02642 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $839,871 in October 2024; the latest value is −2.7% from that peak, 22 months on. Since January 2019 it is +73.4%. The sharpest 12-month move was −2.4%, ending October 2025.

Zillow's typical home value here, $817K in August 2026, is 183% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +0.5% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$627K
Middle tier$817K
Top tier$1.2M
Single-family$840K
Condo$488K
2 bedrooms$656K
3 bedrooms$838K

Starter homes here rose 34% in five years while top-tier homes rose 26% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 28% above 2-bedrooms (Zillow ZHVI by bedroom); the MA median premium is 28%.

Condos here are priced 42% below single-family homes (Zillow ZHVI by home type); over five years single-family rose 25% while condos rose 38%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankMassachusetts rank
1 year+0.5%+0.5%/yrHigher than 33% nationallyHigher than 11% in Massachusetts
3 years+4.8%+1.6%/yrHigher than 39% nationallyHigher than 5% in Massachusetts
5 years+25.9%+4.7%/yrHigher than 59% nationallyHigher than 37% in Massachusetts
10 years+85.5%+6.4%/yrHigher than 57% nationallyHigher than 61% in Massachusetts
Since 2000+307.2%+5.4%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$750K$775K$800K$825K$850K$812K202420252026$750K$775K$800K$825K$850K$812K202420252026
3 months$812K−0.7% · $802K–$822KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.9% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$6,339105% of the median household income here ($72,683)
Principal and interest$4,826
Property tax$777
Insurance$277
Mortgage insurance$460

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $3,320 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$2,520
vs
Payment on a typical purchase$6,339

Buying costs $3,819 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $3,110 a month (FY 2026), against a typical 3-bedroom value of $838K (Zillow, August 2026) — a 4.5% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$72,683Census ACS
Price to income11.3×long-run average 6.6×
Property tax1.14%statutory, state
Insurance$3,320/yrtypical premium
Commute23 minmedian, one way
Walkability9 / 20EPA index
Hazard ratingRelatively LowFEMA NRI · wildfire 66 · flood 97
Population change+3.6% a year2018–2023, Census ACS
Median year built1977Census ACS
Owner-occupied89%Census ACS

Typical homes cost 11.3× the median household income here, against 6.0× in the median MA ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $72,683 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Lowscore 40 of 100 · county median 57
Flood97 of 100county median 95
Wildfire66 of 100county median 67
Hurricane87 of 100county median 88

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 38 scored ZIPs in Barnstable County.

Everyday prices

Everyday prices in the Barnstable Town metro run 2% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 10% below the U.S. average.

$75,000 at U.S.-average prices buys what $73,750 buys here.

Metro-level index, U.S. = 100 · 2024 · the Barnstable Town metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income9%U.S. median ZIP 5%
Renters spending over 30% of income51%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

26

Growth

41

Risk

26

Momentum

40
Haven
See every input behind the five parts, with its value and source
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Livability

72
Walkability9 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access0.7 miEPA Smart Location DatabaseStop within a 20-minute walk
Job density81 jobs per sq miCensus LODESFew jobs nearby

Nearby

8 scored Massachusetts ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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