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ZIP 06489 · Southington, CT · 32,444 residents · September 2026

Southington 06489: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $452K, +5.5% over 12 months; listings take 49 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+27

In Mar 2026: +21

Typical value$452K+5.5% over 12 months · Zillow, Aug 2026
Days on market49 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut15%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,930/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings31−24% vs a year ago · Realtor.com
Sale-to-list101.3%56% sold above list · Redfin, May 2026
HavenScore53of 100

Higher than 61% of scored ZIPs · #4,866 of 13,130 ZIPs with 5,000+ residents

Affordability46
Growth—
Risk63
Momentum50
Livability65

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+21
  2. Apr 2026+29
  3. May 2026+28
  4. Jun 2026+28
  5. Jul 2026+23
  6. Aug 2026—no reading on record
  7. Sep 2026+27

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 49 days on marketfaster than the U.S. median ZIP's 60 days
  • 15% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 101.3%homes close at or above asking · Redfin, May 2026
  • 31 active listings−24% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +5.5% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$451,556Zillow ZHVI · Aug 2026
Median sale price$407,500Redfin · May 2026
Sale-to-list101.3%Redfin · May 2026
Sold above list56.3%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2012, and how far it moved over each window.

1 year+5.5%
3 years+18.0%
5 years+42.0%
10 years+73.6%
From peak0.0%

Zillow Home Value Index · ZIP 06489 · monthly, through August 2026

The rent, listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $453,173 in July 2026; the latest value is −0.4% from that peak, 1 months on. Since January 2019 it is +72.3%. The sharpest 12-month move was +0.4%, ending November 2019.

Zillow's typical home value here, $452K in August 2026, is 56% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +5.5% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$328K
Middle tier$452K
Top tier$644K
Single-family$482K
Condo$312K
2 bedrooms$311K
3 bedrooms$450K

Starter homes here rose 51% in five years while top-tier homes rose 40% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 45% above 2-bedrooms (Zillow ZHVI by bedroom); the CT median premium is 31%.

Condos here are priced 35% below single-family homes (Zillow ZHVI by home type); over five years single-family rose 40% while condos rose 51%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankConnecticut rank
1 year+5.5%+5.6%/yrTop 14% nationallyHigher than 54% in Connecticut
3 years+18.0%+5.7%/yrTop 10% nationallyHigher than 27% in Connecticut
5 years+42.0%+7.3%/yrTop 5% nationallyHigher than 49% in Connecticut
10 years+73.6%+5.7%/yrHigher than 39% nationallyHigher than 19% in Connecticut
Since 2012+94.1%+4.7%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$350K$375K$400K$425K$475K$448K202420252026$350K$375K$400K$425K$475K$448K202420252026
3 months$448K−0.8% · $441K–$453KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 3.2% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$3,71436% of the median household income here ($124,543)
Principal and interest$2,666
Property tax$674
Insurance$120
Mortgage insurance$254

Between the 28% and 36% lines lenders use. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,444 a year (Treasury Federal Insurance Office).

Typical rent, monthly

The rent history for this ZIP is part of Haven.Monthly since January 2026.
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Fair market rent, 2 bedrooms$1,930
vs
Payment on a typical purchase$3,714

Buying costs $1,784 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $2,310 a month (FY 2026), against a typical 3-bedroom value of $450K (Zillow, August 2026) — a 6.2% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$124,543Census ACS
Price to income3.6×long-run average 2.4×
Property tax1.79%statutory, state
Insurance$1,444/yrtypical premium
Commute20 minmedian, one way
Walkability6 / 20EPA index
Hazard rating—FEMA NRI · wildfire — · flood —
Population change−0.7% a year2018–2023, Census ACS
Median year built1973Census ACS
Owner-occupied82%Census ACS

Typical homes cost 3.6× the median household income here, against 4.4× in the median CT ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $124,543 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Everyday prices

Everyday prices in the Hartford metro run 3% above the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 10% above the U.S. average.

$75,000 at U.S.-average prices buys what $77,050 buys here.

Metro-level index, U.S. = 100 · 2024 · the Hartford metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income4%U.S. median ZIP 5%
Renters spending over 30% of income39%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

46

Growth

—

Risk

63

Momentum

50
Haven
See every input behind the five parts, with its value and source
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Livability

65
Walkability6 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access—EPA Smart Location DatabaseNo transit data
Job density533 jobs per sq miCensus LODESModerate employment nearby

Nearby

35 scored Connecticut ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Connecticut ZIP centers colored by market balance; the ring is 12 miles.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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