CautiousUpdated MAY 20, 2026

Greenwich, CT

ZIP 06878·Fairfield County·Bridgeport-Stamford-Norwalk, CT·8,446 residents·Median income $250,001·Seller's Market

06878 · Greenwich, CT has a HavenScore of 28 — cautious on affordability and fundamentals, per the score.

Compare
28
▼ -7 / 90d#44/46 in CTHavenScore
Rank

Ranked #13,116 of 13,130 nationally · #5,368 of 5,378 small market ZIPs

Switch perspective

Overall view active — Equal weight across affordability, growth, risk, momentum.

Sub-scores below recompute with these weights

Affordability
14/100
Growth
—/100
Risk
35/100
Momentum
25/100
Livability
81/100
Score · trailing 12 mo
35 → 28
-7 points
30-day
0
90-day
-7
1-yr
-7

Snapshot

Numbers at a glance

Median price
$2,631,300
Typical home value
YoY change
+13.63%
12-mo trailing
Price-to-income
10.5×
healthy <4.0×
Est. monthly
$18,341
PITI · 20% · 6.51%
Active listings
8
current count
Days on market
11
median DOM
Vacancy
4.5%
Below-average
Owner-occupied
84%
of homes
Denial rate
25.8%
Above-average
Lending activity
14,315
originations
Walkability
12.6
Above-average

Composition

Pillars behind the score

Affordability

35% of score
14/100
Price-to-income
Healthy under 4×·ACS · ZHVI
🔒 Haven
Property tax rate
Annual, as % of value·Tax Foundation 2024
🔒 Haven
Median income
Household·Census ACS
🔒 Haven

Growth momentum

25% of score
—/100
12-month price change
Trailing year·Zillow ZHVI
🔒 Haven
12-month rent change
Trailing year·Zillow ZORI
🔒 Haven
Population
Estimated residents·Census ACS
🔒 Haven

Market risk

20% of score
35/100
Overvaluation
vs fundamentals·HavenScore composite
🔒 Haven
Active listings
Raw count — lower is tighter supply·Realtor.com
🔒 Haven
Price cuts
Share of listings·Realtor.com
🔒 Haven

Momentum

20% of score
25/100
Days on market
Median listing age·Realtor.com
🔒 Haven
Buyer / seller gauge
Market balance·HavenScore composite
🔒 Haven
Demand dial
Composite demand signal·HavenScore composite
🔒 Haven

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Signals

What's driving this score

Top 6 of 14 signals
Tailwinds4
  • Strong price appreciation
    +13.6% year-over-year
  • Limited new supply
    Only 1.7 permits per 1,000 — supply constrained
  • Few price reductions
    Only 0% of listings cutting price
  • Fast-moving market
    11 days on market — selling quickly
Headwinds2
  • High price-to-income
    10.5× income — well above the national median
  • Potentially overvalued
    56% above historical price-to-income
Buyer / seller gauge

Market conditions

Seller's Market

Sellers hold the leverage. Listings move fast and often over asking. Sign in to save this ZIP and track how the score moves.

+80
Strong buyerBalancedStrong seller
Trend
Heating toward seller

Pulse

What's changed in the last 90 days

🔒 Haven
Rising

Median price

+4.6%$2.63M
🔒 Haven
Falling

Inventory

−27.3%8

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

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Metrics

The raw numbers

Median Home Value

$2,631,300

▲ +13.63% YoY
Median Rent

—

Active Inventory

8

Days on Market

11 days

Price Cuts

0.00%

Price-to-Income

10.5×

Median Income

$250,001

Population

8,446

Overvaluation

+56.00%

Trend

Where it's been

Historical Trends

Updated May 2026

🔒 Haven
—————
← Haven · 5 yrs  |  Free · 12 mo →
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Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.

Price Forecast

12-month projection · 80% calibrated interval

🔒 Haven
—————
Free · 3 mo  |  Haven · 12 mo →
3-month
🔒 Haven
6-month
🔒 Haven
12-month
🔒 Haven
12-month forecast + confidence intervals + AI-explained drivers unlock with Haven

Forecasts are the model’s projection, not a prediction. Actuals will differ.

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Payment

What you'd owe each month

Est. monthly payment
$18,341/ mo

20% down · 30-yr fixed · 6.51% · tax 1.79%

Principal$1,899
Interest$11,420
Property tax$3,925
Insurance$1,096
Rent vs buy

Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.

Decide

Run the numbers

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 10% down · ZIP median income $250,001

1-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
5-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
30-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven

Equity assumes flat home value; real appreciation could push it higher · Rate 6.51%

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Haven featurefrom $8/mo

The score has more to say about this ZIP.

A list-timing recommendation for sellers — buyer/seller gauge, recent signals, and a polished PDF. Switch to Seller view to generate it.

Report sections · Haven

Buyer / Seller gauge🔒 Haven
Market state callout🔒 Haven
Recent direction in seller-relevant signals🔒 Haven
Net proceeds estimator🔒 Haven
Methodology summary🔒 Haven
  • List-timing recommendation
  • Metro and ZIP context
  • Polished PDF layout
  • Refreshed monthly
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Pro featurefrom $25/mo

The score has more to say about this ZIP.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report06878Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro
  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
  • Unlimited exports
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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 06878 on Affordability and Growth — sorted by lowest median value.

ZIP 06610
Bridgeport
CT
37
$299,415+7.96%
ZIP 06608
Bridgeport
CT
35
$300,636+12.24%
ZIP 06607
Bridgeport
CT
22
$303,332+12.44%
ZIP 06604
Bridgeport
CT
32
$338,700+7.24%

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals

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