FairUpdated SEP 1, 2026

Syracuse, NY

ZIP 13219· Onondaga County· Syracuse, NY· 15,546 residents· Median income $81,414· Seller's Market

13219 · Syracuse, NY has a HavenScore of 60 — downside-risk signals are quiet here, which steadies the score.

At the ZIP's typical value, the estimated monthly payment takes 26% of the local median income (Zillow, US Census ACS). The buyer/seller gauge leans firmly toward sellers, and has for 7 months. Typical values moved higher over the last 90 days (Zillow ZHVI).

Saved ZIPs on Haven get an email when the score moves 5+ points as monthly data lands, when the market gauge flips between buyers and sellers, when its valuation read moves against the model value, or when distress jumps in a week.

Zillow ZHVI peaked at $268,187 in Jul 2026, which is the latest value. Since January 2019 it is +102.4%. The sharpest 12-month move was +2.3%, ending Jan 2018.

Median price
$268,187
+6.82% past 12 mo
Est. monthly payment
$1,768/ mo
20% down · 30-yr fixed · 6.71% · incl. tax + insurance
CompareShare card
60
HavenScore: higher than 91% of scored ZIPs.
▼ -2 / 90d#7/77 in NYBuyer Score
Rank

Ranked #1,080 of 13,130 nationally · #588 of 6,756 mid-size ZIPs

Switch perspective

Buyer view active — Leans harder on affordability and downside risk.

Score inputs below recompute for this view

Affordability
53/100
Growth
63/100
Risk
73/100
Momentum
47/100
Livability
77/100
Score · trailing 12 mo
58 → 60
+2 points
30-day
-1
90-day
-2
1-yr
+2

Snapshot

Numbers at a glance, with a year of history under each

Median price
$268,187
up+6.8% 12 mo
Typical home value across the middle tier of homes here — a smoothed Zillow index, steadier than individual sale prices.
Median price: higher than 31% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is $268,187.
Price-to-income
3.3×
Median home value divided by median household income. Under 4× has historically been comfortable; over 5× stretches most budgets.
Price-to-income: higher than 17% of scored ZIPs.
Est. monthly payment
$1,768
At the median value with 20% down, a 30-year fixed at 6.71%, plus property tax and insurance.
Est. monthly payment: higher than 10% of scored ZIPs.
Active listings
12
Homes listed for sale right now (Realtor.com). Rising inventory usually favors buyers; falling inventory favors sellers.
Active listings: higher than 9% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 12.
Days on market
28
How long the typical listing sits before going under contract. Shorter means a tighter market; longer means more room to negotiate.
Days on market: higher than 7% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 28.
Price cuts
+6.67%
Share of active listings that have lowered their asking price. Rising cuts usually precede softening values.
Twelve-month trend shown as a sparkline; the newest value is +6.67%.
Median income
$81,414
Median household income here, from the latest US Census American Community Survey.
Population
15,546
Current resident estimate. Growth is a demand tailwind; decline is a structural risk.
Twelve-month trend shown as a sparkline; the newest value is 15,546.
Overvaluation
+100.61%
How far today's values sit above the long-run price trend. Positive means stretched; negative means discounted versus trend.
Vacancy
4.3%
Below-average. Share of housing units that are vacant in this ZIP, from the latest US Census ACS 5-year tables.
Owner-occupied
85%
of homes. Share of occupied housing units owned by their occupants (vs. rented), from the US Census ACS.
Denial rate
20.7%
Average. Share of mortgage applications denied in this ZIP, from the latest CFPB / FFIEC HMDA disclosures.
Lending activity
7,728
originations. Mortgage originations recorded in this ZIP in the most recent HMDA reporting year. Higher counts = more active lending market.
Net migration
-3.6%
net outflow. Net migration as a share of population, from IRS SOI county-to-county migration data. Positive = more people moving in than out.
Income inflow
$68k
average. Average gross income of households moving INTO this ZIP, from IRS SOI data. Higher = ZIP attracting higher-income households.

Place

What it is like to live here, and what could flood or burn

Place profile
WalkabilityAbove-average walkability
EPA index 11.5 of 20 · EPA Smart Location Database · Jun 2021 · above 76% of scored ZIPs
Transit accessStop within a 10-minute walk
694 m to the nearest stop · EPA Smart Location Database · Jun 2021 · above 30% of scored ZIPs
Typical commuteShorter commute than typical
17 minutes one way · US median ZIP 22 · US Census ACS · above 85% of scored ZIPs
Jobs nearbyModerate employment nearby
801 jobs per sq mi · US Census LODES · above 66% of scored ZIPs
Physical riskRelatively Low (FEMA)
FEMA National Risk Index composite · Dec 2025 release · above 98% of scored ZIPs

Bands are each source’s own · tick marks the national median ZIP · not blended into the score

Hazard ledger · FEMA National Risk Index

Tract-level rolled up to ZIP · not a property-level rating · no future-year projection · refreshed annually (Dec 2025 release) · county tick = median of 38 scored ZIPs in Onondaga County

Everyday prices · BEA Regional Price Parities

Everyday prices in the Syracuse metro run 4% below the US average (BEA Regional Price Parities, 2024).

Rents in the index run 19% below the US average.

$75,000 at US-average prices buys what $71,800 buys here.

Metro-level index, US = 100 · 2024 · the Syracuse metro, not this ZIP alone

Housing cost burden · US Census ACS
Owners spending over 50% of income1%
US median ZIP 6%
Renters spending over 30% of income35%
US median ZIP 45%

What drives the score

Five pillars, each scored 0–100

Affordability

53/100

Growth momentum

63/100

Market risk

73/100

Momentum

47/100

Livability

77/100
Walkability
1–20 index · June 2021 vintage·EPA Smart Location Database
11.5
Transit access
Ranked against every scored ZIP·EPA Smart Location Database
693.6
Job density
Jobs per square mile, ranked against every scored ZIP·US Census LODES
801.3

See every input behind the pillars, with its value and source

Inside: Affordability: Price-to-income, Property tax rate, Median income · Growth momentum: 12-month price change, 12-month rent change, Population · Market risk: Overvaluation, Active listings, Price cuts · Momentum: Days on market, Buyer / seller gauge, Demand dial

Try Haven free for 14 days

Market signals

Tailwinds and headwinds right now

Top 6 of 14 signals
Tailwinds4
  • Affordable vs. income
    3.3× income — below the national median
  • Strong price appreciation
    +6.8% year-over-year
  • Limited new supply
    Only 1.4 permits per 1,000 — supply constrained
  • Few price reductions
    Only 7% of listings cutting price
Headwinds2
  • Population outflow
    -3.6% net — people leaving
  • Potentially overvalued
    101% above historical price-to-income
Buyer / seller gauge

Market conditions

Seller's Market

Sellers hold the leverage. Bidding wars and over-asking offers are common.

+50
Strong buyerBalancedStrong seller
Trend
Stable
Gauge since Mar 2026Seller's Market now

Cycle read. Accelerating: prices +6.8% over the trailing year, with the market leaning toward sellers.

Asking vs closed
Typical value (index)
$268,187
Zillow ZHVI · Sep 2026
Median sale price
$240,500
Redfin · Sep 2026
Sale-to-list
103.7%
Redfin · Sep 2026
Sold above list
65.2%
Redfin · Sep 2026

The Zillow figure is a smoothed index of typical value, not a list price; the Redfin figures are closed sales for the month shown.

Momentum check

What's changed in the last 90 days

🔒 Haven
Locked

Median price

——
🔒 Haven
Locked

Inventory

——
🔒 Haven
Locked

Days on market

——

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

Pulse signals unlock with Haven, plus a one-line market interpretation.

The 90-day numbers behind each tile open with Haven

Trend

Where it's been

Peak
$268,187
Jul 2026
From peak
0.0%
At peak
Since Jan 2019
+102.4%
Worst 12 mo
+2.3%
to Jan 2018
Best 12 mo
+18.4%
since 2018

Zillow ZHVI peaked at $268,187 in Jul 2026, which is the latest value. Since January 2019 it is +102.4%. The sharpest 12-month move was +2.3%, ending Jan 2018.

Cycle position — prices vs the model’s value estimate and the payment’s share of income vs five years ago — opens with Pro

Appreciation by window

Zillow ZHVI · rank among scored ZIPs
WindowChangePer yearUS rankNew York rank
1 yearup+6.8%+6.8%/yrTop 7% nationallyTop 19% in New York
3 yearsup+34.8%+10.5%/yrTop 1% nationallyTop 4% in New York
5 yearsup+59.4%+9.8%/yrTop 1% nationallyTop 3% in New York
10 yearsup+118.1%+8.1%/yrTop 15% nationallyTop 15% in New York
Since 2000up+252.6%+4.9%/yr——

Starter homes vs the top tier

Zillow ZHVI tiers · Jul 2026
Bottom third (starter homes)
$222,825
up+62% 5Yup+137% 10Y
Middle third
$268,187
up+56% 5Yup+113% 10Y
Top third
$338,394
up+55% 5Yup+108% 10Y

Starter homes here rose 62% in five years while top-tier homes rose 55% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 19% above 2-bedrooms (Zillow ZHVI by bedroom); the NY median premium is 27%.

The historical reading — which months run highest and lowest here — opens with Haven

Rent, inventory, days on market, Zillow’s market heat, the % view and state and US reference lines open with Haven

Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals; Pro adds 24- and 36-month horizons.

Price Forecast

3-month projection · 80% range

🔒 Haven
—————
3-month shown  |  6 & 12 months with Haven →
3-month
$272,961
+1.8%
80% range $267.8K–$277.2K
6-month
🔒 Haven
12-month
🔒 Haven

Of the 3-month ranges we published since December 2025, 60% contained the actual price. Track record →

6- and 12-month projections, their 80% ranges, and what moves the forecast unlock with Haven.

Zillow's own published forecast has this ZIP's typical value rise 4.2% over the twelve months from July 2026 (Zillow Home Value Forecast).

Forecasts are the model’s projection, not a prediction. Actuals will differ.

See the 6- and 12-month price ranges for this ZIP and what moves the forecast

Haven · 14-day free trial · then from $8/mo

Try Haven free

Monthly cost

What you'd owe each month

Est. monthly payment
$1,768/ mo

20% down · 30-yr fixed · 6.71% · tax 1.40%

Principal$186
Interest$1,200
Property tax$313
Insurance$69
Rent vs buy

Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $832 a year (Treasury Federal Insurance Office).

Payment share of income

26%of the ZIP’s median income at the median value ($1,768/mo against $81,414 · Zillow, Freddie Mac PMMS, US Census ACS). Your own marker appears once you set an income or price in the calculator below.

Price-to-income · ZIP vs state vs US

Median home value ÷ median household income · Zillow ZHVI, US Census ACS · under 4× has historically been comfortable

Run the numbers

Your price, rate, down payment and income

Like for like: a 3-bedroom here rents for about $1,740 a month (HUD Small Area Fair Market Rent, FY2026) against a typical 3-bedroom value of $261k (Zillow ZHVI by bedroom) — a 8.0% gross rent yield.

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 20% down · ZIP median income $81,414

See the 1-, 5-, and 30-year cost of owning here

Inside: Total housing cost · Interest paid · Principal paid · Equity built

Try Haven free for 14 days

Equity assumes flat home value; real appreciation could push it higher · Rate 6.71%

Not subscribing? The four-page report for ZIP 13219 is $19 once, no subscription. Haven is $12/mo while you hunt — cancel when you close.

Pro featurefrom $25/mo

Take the full report for this ZIP with you.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report13219Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro

Not subscribing? Get this ZIP's report for $19, once — no subscription.

  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
  • Unlimited exports
Try Pro free for 14 daysCompare plans

Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 13219 on Affordability and Growth — sorted by lowest median value. Each tile names what the lower price trades: commute (ACS), walkability band (EPA) and hazard rating (FEMA).

ZIP 13205
Syracuse
NY
51
  • Saves $114k
  • Similar commute
  • Similar walkability
  • Similar hazard risk
$153,871+7.08%
ZIP 13204
Syracuse
NY
59
  • Saves $114k
  • Similar commute
  • Similar walkability
  • Similar hazard risk
$154,367+5.08%
ZIP 13208
Syracuse
NY
50
  • Saves $95k
  • Similar commute
  • More walkable
  • Similar hazard risk
$173,652+4.65%
ZIP 13207
Syracuse
NY
53
  • Saves $85k
  • Similar commute
  • Similar walkability
  • Similar hazard risk
$182,736+2.12%

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals
Research the restNo crime or school rating here — why. The primary sources:GreatSchools→NCES School Search→FBI Crime Data Explorer→

Get the HavenScore Weekly

Data-driven market takes and the week's biggest ZIP movers, every Tuesday. Want this ZIP specifically? Save it to your account — saved ZIPs get a monthly digest of what changed.

Optional — tells us which markets readers care about.

Free. Unsubscribe anytime.