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ZIP 14537 · Port Gibson, NY · 217 residents · September 2026

Port Gibson 14537: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $203K, +1.6% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+16

In Mar 2026: +22

Typical value$203K+1.6% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$1,290/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list100.0%100% sold above list · Redfin, Mar 2026
HavenScore60of 100

Higher than 89% of scored ZIPs

Affordability—
Growth56
Risk69
Momentum—
Livability47

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+22
  2. Apr 2026+51
  3. May 2026+51
  4. Jun 2026+52
  5. Jul 2026+47
  6. Aug 2026—no reading on record
  7. Sep 2026+16

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 100.0%homes close at asking · Redfin, Mar 2026

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, March 2026.

Accelerating: prices +1.6% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$202,956Zillow ZHVI · Aug 2026
Median sale price$270,000Redfin · Mar 2026
Sale-to-list100.0%Redfin · Mar 2026
Sold above list100.0%Redfin · Mar 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2015, and how far it moved over each window.

1 year+1.6%
3 years+24.9%
5 years+43.1%
10 years+115.5%
From peak−0.1%

Zillow Home Value Index · ZIP 14537 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $202,956 in August 2026, which is the latest value. Since January 2019 it is +102.6%. The sharpest 12-month move was +1.0%, ending February 2018.

Zillow's typical home value here, $203K in August 2026, is 30% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +1.6% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$158K
Middle tier$203K
Top tier$234K
Single-family$203K

Starter homes here rose 52% in five years while top-tier homes rose 29% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankNew York rank
1 year+1.6%+1.6%/yrHigher than 46% nationallyHigher than 9% in New York
3 years+24.9%+7.7%/yrTop 2% nationallyTop 8% in New York
5 years+43.1%+7.4%/yrTop 5% nationallyTop 11% in New York
10 years+115.5%+8.0%/yrTop 11% nationallyTop 8% in New York
Since 2015+146.8%+8.2%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$140K$160K$180K$200K$220K$206K202420252026$140K$160K$180K$220K$206K202420252026
3 months$206K+1.3% · $201K–$210KMedium confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 3.9% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,63427% of the U.S. median ZIP's household income ($71,388)
Principal and interest$1,198
Property tax$237
Insurance$85
Mortgage insurance$114

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$1,290
vs
Payment on a typical purchase$1,634

Buying costs $344 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax1.40%statutory, state
Insurance—typical premium
Commute25 minmedian, one way
Walkability—EPA index
Hazard ratingVery LowFEMA NRI · wildfire 63 · flood 28
Population change+18.1% a year2018–2023, Census ACS
Median year built1938Census ACS
Owner-occupied90%Census ACS
Hazard ledger
Overall riskVery Lowscore 9 of 100 · county median 23
Flood28 of 100county median 48
Wildfire63 of 100county median 63
Hurricane50 of 100county median 50

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 15 scored ZIPs in Ontario County.

Everyday prices

Everyday prices in the Rochester metro run 3% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 13% below the U.S. average.

$75,000 at U.S.-average prices buys what $72,800 buys here.

Metro-level index, U.S. = 100 · 2024 · the Rochester metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income29%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

56

Risk

69

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

47
Walkability—EPA Smart Location Database
Transit access—EPA Smart Location DatabaseNo transit data
Job density13 jobs per sq miCensus LODESFew jobs nearby

Nearby

11 scored New York ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMarch 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability—
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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