AccessibleUpdated JUN 1, 2026

McKeesport, PA

ZIP 15132·Allegheny County·Pittsburgh, PA·19,083 residents·Median income $32,170·Buyer's Market

15132 · McKeesport, PA has a HavenScore of 62 — accessible on affordability and fundamentals, per the score.

Compare
62
-4 / 90d#61/295 in PAHavenScore
Rank

Ranked #581 of 13,130 nationally · #310 of 6,756 mid-size ZIPs

Switch perspective

Overall view active — Equal weight across affordability, growth, risk, momentum.

Score inputs below recompute with these weights

Affordability
75/100
Growth
40/100
Risk
59/100
Momentum
66/100
Livability
68/100
Score · trailing 12 mo
6662
-4 points
30-day
-2
90-day
-4
1-yr
-4

Snapshot

Numbers at a glance

Median price
$73,804
Typical home value
YoY change
-4.27%
12-mo trailing
Price-to-income
2.3×
healthy <4.0×
Est. monthly
$496
PITI · 20% · 6.52%
Active listings
47
current count
Days on market
83
median DOM
Vacancy
16.9%
Above-average
Owner-occupied
49%
of homes
Denial rate
23.3%
Above-average
Lending activity
23,331
originations
Net migration
+2.1%
net inflow
Income inflow
$65k
average
Walkability
14.3
Above-average
Risk rating
Relatively Moderate
FEMA NRI

Composition

Pillars behind the score

Affordability

35% of score
75/100
Price-to-income
Healthy under 4×·ACS · ZHVI
🔒 Haven
Property tax rate
Annual, as % of value·Tax Foundation 2024
🔒 Haven
Median income
Household·Census ACS
🔒 Haven

Growth momentum

25% of score
40/100
12-month price change
Trailing year·Zillow ZHVI
🔒 Haven
12-month rent change
Trailing year·Zillow ZORI
🔒 Haven
Population
Estimated residents·Census ACS
🔒 Haven

Market risk

20% of score
59/100
Overvaluation
vs fundamentals·HavenScore composite
🔒 Haven
Active listings
Raw count — lower is tighter supply·Realtor.com
🔒 Haven
Price cuts
Share of listings·Realtor.com
🔒 Haven

Momentum

20% of score
66/100
Days on market
Median listing age·Realtor.com
🔒 Haven
Buyer / seller gauge
Market balance·HavenScore composite
🔒 Haven
Demand dial
Composite demand signal·HavenScore composite
🔒 Haven

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Signals

What's driving this score

Top 6 of 14 signals
Tailwinds2
  • Affordable vs. income
    2.3× income — below the national median
  • Strong migration inflow
    +2.1% net — people moving in
Headwinds4
  • Declining prices
    -4.3% year-over-year
  • Potentially overvalued
    52% above historical price-to-income
  • Widespread price cuts
    28% of listings cutting price
  • Slow-moving market
    83 days on market — homes sitting longer
Buyer / seller gauge

Market conditions

Buyer's Market

Buyers hold the leverage. Listings sit longer and often close below asking. Sign in to save this ZIP and track how the score moves.

-45
Strong buyerBalancedStrong seller
Trend
Heating toward seller

Pulse

What's changed in the last 90 days

🔒 Haven
Rising

Median price

+7.6%$74k
🔒 Haven
Falling

Inventory

28.8%47
🔒 Haven
Falling

Days on market

11.7%83d
🔒 Haven
Falling

Price cuts

4.4%28.1%

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

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Metrics

The raw numbers

Median Home Value

$73,804

-4.27% YoY
Median Rent

$1,097

Active Inventory

47

Days on Market

83 days

Price Cuts

+28.13%

Price-to-Income

2.3×

Median Income

$32,170

Population

19,083

Overvaluation

+51.66%

Trend

Where it's been

Historical Trends

Updated Jun 2026

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Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.

Price Forecast

12-month projection · 80% calibrated interval

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Free · 3 mo  |  Haven · 12 mo →
3-month
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6-month
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12-month
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Forecasts are the model’s projection, not a prediction. Actuals will differ.

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Payment

What you'd owe each month

Est. monthly payment
$496/ mo

20% down · 30-yr fixed · 6.52% · tax 1.49%

Principal$53
Interest$321
Property tax$92
Insurance$31
Rent vs buy
Median rent
$1,097
/ mo
Own (PITI)
$496
/ mo
Monthly gap
$601owning is at or below rent today

Decide

Run the numbers

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 10% down · ZIP median income $32,170

1-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
5-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
30-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven

Equity assumes flat home value; real appreciation could push it higher · Rate 6.52%

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Haven featurefrom $8/mo

The score has more to say about this ZIP.

A list-timing recommendation for sellers — buyer/seller gauge, recent signals, and a polished PDF. Switch to Seller view to generate it.

Report sections · Haven

Buyer / Seller gauge🔒 Haven
Market state callout🔒 Haven
Recent direction in seller-relevant signals🔒 Haven
Net proceeds estimator🔒 Haven
Methodology summary🔒 Haven
  • List-timing recommendation
  • Metro and ZIP context
  • Polished PDF layout
  • Refreshed monthly
Pro featurefrom $25/mo

The score has more to say about this ZIP.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report15132Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro
  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 15132 on Affordability and Growth — sorted by lowest median value.

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals

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