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ZIP 24860 · Matheny, WV · 437 residents · September 2026

Matheny 24860: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $78K, +1.0% over 12 months; listings take 2 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+40

In Mar 2026: −34

Typical value$78K+1.0% over 12 months · Zillow, Aug 2026
Days on market2 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut0%U.S. median ZIP 20% · Realtor.com
Fair market rent$870/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings1Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore46of 100

Higher than 29% of scored ZIPs

Affordability—
Growth56
Risk44
Momentum32
Livability49

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−34
  2. Apr 2026+25
  3. May 2026+26
  4. Jun 2026+22
  5. Jul 2026−41
  6. Aug 2026—no reading on record
  7. Sep 2026+40

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 2 days on marketfaster than the U.S. median ZIP's 60 days
  • 0% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 1 active listingsRealtor.com

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Accelerating: prices +1.0% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$77,643Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2019, and how far it moved over each window.

1 year+1.0%
3 years−9.8%
5 years−2.6%
10 years—
From peak−13.3%

Zillow Home Value Index · ZIP 24860 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $87,817 in March 2023; the latest value is −11.6% from that peak, 41 months on. The sharpest 12-month move was −14.8%, ending February 2026.

Zillow's typical home value here, $78K in August 2026, is 73% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +1.0% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$44K
Middle tier$78K
Top tier$157K
Single-family$77K
3 bedrooms$82K

Starter homes here rose 9% in five years while top-tier homes rose 9% (Zillow ZHVI tiers) — the two ends of the market moved together.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankWest Virginia rank
1 year+1.0%+1.0%/yrHigher than 38% nationallyHigher than 20% in West Virginia
3 years−9.8%−3.4%/yrHigher than 4% nationallyHigher than 2% in West Virginia
5 years−2.6%−0.5%/yrHigher than 5% nationallyHigher than 1% in West Virginia
Since 2019+29.1%+3.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$60K$70K$80K$90K$100K$83K202420252026$60K$70K$80K$90K$100K$83K202420252026
3 months$83K+6.9% · $77K–$89KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$57110% of the U.S. median ZIP's household income ($71,388)
Principal and interest$458
Property tax$37
Insurance$32
Mortgage insurance$44

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$870
vs
Payment on a typical purchase$571

Buying costs $299 a month less than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,170 a month (FY 2026), against a typical 3-bedroom value of $82K (Zillow, August 2026) — a 17.2% gross rent yield.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax0.57%statutory, state
Insurance—typical premium
Commute—median, one way
Walkability6 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 92 · flood 100
Population change+9.8% a year2018–2023, Census ACS
Median year built1983Census ACS
Owner-occupied76%Census ACS
Hazard ledger
Overall riskRelatively Highscore 97 of 100 · county median 93
Flood100 of 100county median 99
Wildfire92 of 100county median 92
Hurricane56 of 100county median 54

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 9 scored ZIPs in Wyoming County.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

56

Risk

44

Momentum

32
Haven
See every input behind the five parts, with its value and source
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Livability

49
Walkability6 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access—EPA Smart Location DatabaseNo transit data
Job density13 jobs per sq miCensus LODESFew jobs nearby

Nearby

9 scored West Virginia ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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