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ZIP 25678 · Delbarton, WV · 1,410 residents · September 2026

Delbarton 25678: neither side has the edge.

Fair conditions for both sides. Typical home value $66K, −0.7% over 12 months; listings take 58 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Balanced−10

In Mar 2026: +28

Typical value$66K−0.7% over 12 months · Zillow, Aug 2026
Days on market58 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut33%U.S. median ZIP 20% · Realtor.com
Fair market rent$870/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings5+400% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore58of 100

Higher than 83% of scored ZIPs

Affordability86
Growth39
Risk49
Momentum52
Livability23

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+28
  2. Apr 2026+10
  3. May 2026+19
  4. Jun 2026+15
  5. Jul 2026+12
  6. Aug 2026—no reading on record
  7. Sep 2026−10

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 58 days on marketfaster than the U.S. median ZIP's 60 days
  • 33% of listings cut pricemore than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 5 active listings+400% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Softening: prices −0.7% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$66,218Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2019, and how far it moved over each window.

1 year−0.7%
3 years−7.3%
5 years−6.5%
10 years—
From peak−17.4%

Zillow Home Value Index · ZIP 25678 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $80,389 in July 2022; the latest value is −17.6% from that peak, 49 months on. The sharpest 12-month move was −17.1%, ending July 2025.

Zillow's typical home value here, $66K in August 2026, is 77% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −0.7% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$42K
Middle tier$66K
Top tier$129K
Single-family$66K
3 bedrooms$74K

Starter homes here rose 8% in five years while top-tier homes fell 7% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankWest Virginia rank
1 year−0.7%−0.7%/yrHigher than 21% nationallyHigher than 14% in West Virginia
3 years−7.3%−2.5%/yrHigher than 6% nationallyHigher than 2% in West Virginia
5 years−6.5%−1.3%/yrHigher than 3% nationallyHigher than 1% in West Virginia
Since 2019+33.5%+3.9%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$60K$65K$70K$75K$80K$71K202420252026$60K$65K$75K$80K$71K202420252026
3 months$71K+7.4% · $66K–$76KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$56317% of the median household income here ($40,000)
Principal and interest$391
Property tax$31
Insurance$103
Mortgage insurance$37

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,241 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$870
vs
Payment on a typical purchase$563

Buying costs $307 a month less than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,040 a month (FY 2026), against a typical 3-bedroom value of $74K (Zillow, August 2026) — a 16.8% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$40,000Census ACS
Price to income1.7×long-run average 1.6×
Property tax0.57%statutory, state
Insurance$1,241/yrtypical premium
Commute28 minmedian, one way
Walkability2 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 91 · flood 91
Population change0.0% a year2018–2023, Census ACS
Median year built1985Census ACS
Owner-occupied64%Census ACS

Typical homes cost 1.7× the median household income here, against 3.0× in the median WV ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $40,000 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 69 of 100 · county median 91
Flood91 of 100county median 99
Wildfire91 of 100county median 93
Hurricane49 of 100county median 51

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 7 scored ZIPs in Mingo County.

Housing cost burden
Owners spending over 50% of income8%U.S. median ZIP 5%
Renters spending over 30% of income20%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

86

Growth

39

Risk

49

Momentum

52
Haven
See every input behind the five parts, with its value and source
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Livability

23
Walkability2 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density8 jobs per sq miCensus LODESFew jobs nearby

Nearby

3 scored West Virginia ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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