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ZIP 27875 · Scranton, NC · 331 residents · September 2026

Scranton 27875: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $179K, +5.3% over 12 months; listings take 231 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+11

In Mar 2026: +52

Typical value$179K+5.3% over 12 months · Zillow, Aug 2026
Days on market231 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut0%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,120/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings1−50% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore33of 100

Higher than 1% of scored ZIPs

Affordability15
Growth66
Risk23
Momentum37
Livability38

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+52
  2. Apr 2026+3
  3. May 2026+9
  4. Jun 2026+20
  5. Jul 2026+18
  6. Aug 2026—no reading on record
  7. Sep 2026+11

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 231 days on marketslower than the U.S. median ZIP's 60 days
  • 0% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 1 active listings−50% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Accelerating: prices +5.3% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$179,381Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2012, and how far it moved over each window.

1 year+5.3%
3 years+5.5%
5 years+26.9%
10 years+81.2%
From peak0.0%

Zillow Home Value Index · ZIP 27875 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $182,613 in July 2026; the latest value is −1.8% from that peak, 1 months on. Since January 2019 it is +80.6%. The sharpest 12-month move was −3.6%, ending May 2019.

Zillow's typical home value here, $179K in August 2026, is 38% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +5.3% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$69K
Middle tier$179K
Top tier$452K
Single-family$179K
3 bedrooms$272K

Starter homes here fell 2% in five years while top-tier homes rose 18% (Zillow ZHVI tiers) — the top of the market outpaced the bottom.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankNorth Carolina rank
1 year+5.3%+5.3%/yrTop 16% nationallyTop 6% in North Carolina
3 years+5.5%+1.8%/yrHigher than 42% nationallyHigher than 59% in North Carolina
5 years+26.9%+4.9%/yrHigher than 62% nationallyHigher than 54% in North Carolina
10 years+81.2%+6.1%/yrHigher than 51% nationallyHigher than 22% in North Carolina
Since 2012+116.0%+5.7%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$150K$160K$170K$180K$190K$173K202420252026$150K$160K$180K$190K$173K202420252026
3 months$173K−3.8% · $166K–$182KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,35782% of the median household income here ($19,796)
Principal and interest$1,059
Property tax$123
Insurance$75
Mortgage insurance$101

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$1,120
vs
Payment on a typical purchase$1,357

Buying costs $237 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,470 a month (FY 2026), against a typical 3-bedroom value of $272K (Zillow, August 2026) — a 6.5% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$19,796Census ACS
Price to income9.1×long-run average 6.1×
Property tax0.82%statutory, state
Insurance—typical premium
Commute—median, one way
Walkability—EPA index
Hazard ratingVery HighFEMA NRI · wildfire 93 · flood 99
Population change−4.4% a year2018–2023, Census ACS
Median year built1993Census ACS
Owner-occupied82%Census ACS

Typical homes cost 9.1× the median household income here, against 4.5× in the median NC ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $19,796 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskVery Highscore 99 of 100 · county median 99
Flood99 of 100county median 99
Wildfire93 of 100county median 94
Hurricane100 of 100county median 100

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 4 scored ZIPs in Hyde County.

Housing cost burden
Owners spending over 50% of income40%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

15

Growth

66

Risk

23

Momentum

37
Haven
See every input behind the five parts, with its value and source
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Livability

38
Walkability—EPA Smart Location Database
Transit access—EPA Smart Location DatabaseNo transit data
Job density2 jobs per sq miCensus LODESFew jobs nearby

Nearby

1 scored North Carolina ZIP within 12 miles; the ones below score within ten points and cost less.

Dots are North Carolina ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability—
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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