AccessibleUpdated MAY 20, 2026

Windsor, SC

ZIP 29856·Aiken County·Augusta-Richmond County, GA-SC·3,473 residents·Median income $49,167·Leaning Seller

29856 · Windsor, SC has a HavenScore of 66 — accessible on affordability and fundamentals, per the score.

Compare
66
▲ +9 / 90d#11/43 in SCHavenScore
Rank

This ZIP has fewer than 5,000 residents, so it isn’t ranked against larger markets. The HavenScore is shown for reference.

Switch perspective

Overall view active — Equal weight across affordability, growth, risk, momentum.

Sub-scores below recompute with these weights

Affordability
78/100
Growth
72/100
Risk
49/100
Momentum
64/100
Livability
47/100
Score · trailing 12 mo
5766
+9 points
30-day
0
90-day
+9
1-yr
+9

Snapshot

Numbers at a glance

Median price
$117,500
Typical home value
YoY change
-10.16%
12-mo trailing
Price-to-income
2.4×
healthy <4.0×
Est. monthly
$700
PITI · 20% · 6.51%
Active listings
2
current count
Days on market
134
median DOM
Vacancy
7.9%
Average
Owner-occupied
92%
of homes
Denial rate
25.3%
Above-average
Lending activity
3,599
originations
Net migration
+14.8%
net inflow
Income inflow
$82k
average
Risk rating
Relatively Low
FEMA NRI

Composition

Pillars behind the score

Affordability

35% of score
78/100
Price-to-income
Healthy under 4×·ACS · ZHVI
🔒 Haven
Property tax rate
Annual, as % of value·Tax Foundation 2024
🔒 Haven
Median income
Household·Census ACS
🔒 Haven

Growth momentum

25% of score
72/100
12-month price change
Trailing year·Zillow ZHVI
🔒 Haven
12-month rent change
Trailing year·Zillow ZORI
🔒 Haven
Population
Estimated residents·Census ACS
🔒 Haven

Market risk

20% of score
49/100
Overvaluation
vs fundamentals·HavenScore composite
🔒 Haven
Active listings
Raw count — lower is tighter supply·Realtor.com
🔒 Haven
Price cuts
Share of listings·Realtor.com
🔒 Haven

Momentum

20% of score
64/100
Days on market
Median listing age·Realtor.com
🔒 Haven
Buyer / seller gauge
Market balance·HavenScore composite
🔒 Haven
Demand dial
Composite demand signal·HavenScore composite
🔒 Haven

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Signals

What's driving this score

Top 6 of 14 signals
Tailwinds3
  • Affordable vs. income
    2.4× income — below the national median
  • Strong migration inflow
    +14.8% net — people moving in
  • Growing population
    +5.8% annual growth
Headwinds3
  • Declining prices
    -10.2% year-over-year
  • Heavy new construction
    15.5 permits per 1,000 residents — new supply incoming
  • Slow-moving market
    134 days on market — homes sitting longer
Buyer / seller gauge

Market conditions

Leaning Seller

Conditions tightening in sellers' favor. Sign in to save this ZIP and track how the score moves.

+10
Strong buyerBalancedStrong seller
Trend
Heating toward seller

Pulse

What's changed in the last 90 days

🔒 Haven
Falling

Median price

6.0%$118k
🔒 Haven
Falling

Inventory

66.7%2

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

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Metrics

The raw numbers

Median Home Value

$117,500

-10.16% YoY
Median Rent

Active Inventory

2

Days on Market

134 days

Price Cuts

0.00%

Price-to-Income

2.4×

Median Income

$49,167

Population

3,473

Overvaluation

-36.94%

Trend

Where it's been

Historical Trends

Updated May 2026

🔒 Haven
← Haven · 5 yrs  |  Free · 12 mo →
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Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.

Price Forecast

12-month projection · 80% calibrated interval

🔒 Haven
Free · 3 mo  |  Haven · 12 mo →
3-month
🔒 Haven
6-month
🔒 Haven
12-month
🔒 Haven
12-month forecast + confidence intervals + AI-explained drivers unlock with Haven

Forecasts are the model’s projection, not a prediction. Actuals will differ.

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Payment

What you'd owe each month

Est. monthly payment
$700/ mo

20% down · 30-yr fixed · 6.51% · tax 0.57%

Principal$85
Interest$510
Property tax$56
Insurance$49
Rent vs buy

Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.

Decide

Run the numbers

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 10% down · ZIP median income $49,167

1-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
5-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
30-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven

Equity assumes flat home value; real appreciation could push it higher · Rate 6.51%

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Haven featurefrom $8/mo

The score has more to say about this ZIP.

A list-timing recommendation for sellers — buyer/seller gauge, recent signals, and a polished PDF. Switch to Seller view to generate it.

Report sections · Haven

Buyer / Seller gauge🔒 Haven
Market state callout🔒 Haven
Recent direction in seller-relevant signals🔒 Haven
Net proceeds estimator🔒 Haven
Methodology summary🔒 Haven
  • List-timing recommendation
  • Metro and ZIP context
  • Polished PDF layout
  • Refreshed monthly
Pro featurefrom $25/mo

The score has more to say about this ZIP.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report29856Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro
  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
  • Unlimited exports

Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 29856 on Affordability and Growth — sorted by lowest median value.

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals

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