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ZIP 30177 · Tate, GA · 710 residents · September 2026

Tate 30177: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $299K, −0.7% over 12 months; listings take 21 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+31

In Mar 2026: +10

Typical value$299K−0.7% over 12 months · Zillow, Aug 2026
Days on market21 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut0%U.S. median ZIP 20% · Realtor.com
Fair market rent$970/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings1−75% vs a year ago · Realtor.com
Sale-to-list98.0%0% sold above list · Redfin, May 2026
HavenScore46of 100

Higher than 29% of scored ZIPs

Affordability—
Growth47
Risk63
Momentum20
Livability49

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+10
  2. Apr 2026+17
  3. May 2026+17
  4. Jun 2026+22
  5. Jul 2026+13
  6. Aug 2026—no reading on record
  7. Sep 2026+31

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 21 days on marketfaster than the U.S. median ZIP's 60 days
  • 0% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 98.0%homes close below asking · Redfin, May 2026
  • 1 active listings−75% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Firming: prices −0.7% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$299,094Zillow ZHVI · Aug 2026
Median sale price$273,500Redfin · May 2026
Sale-to-list98.0%Redfin · May 2026
Sold above list0.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2021, and how far it moved over each window.

1 year−0.7%
3 years+3.0%
5 years+20.4%
10 years—
From peak−4.5%

Zillow Home Value Index · ZIP 30177 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $314,594 in February 2025; the latest value is −4.9% from that peak, 18 months on. The sharpest 12-month move was −2.9%, ending September 2025.

Zillow's typical home value here, $299K in August 2026, is 4% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −0.7% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$191K
Middle tier$299K
Top tier$417K
Single-family$299K

Starter homes here fell 1% in five years while top-tier homes rose 31% (Zillow ZHVI tiers) — the top of the market outpaced the bottom.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankGeorgia rank
1 year−0.7%−0.7%/yrHigher than 21% nationallyHigher than 33% in Georgia
3 years+3.0%+1.0%/yrHigher than 31% nationallyHigher than 40% in Georgia
5 years+20.4%+3.8%/yrHigher than 42% nationallyHigher than 28% in Georgia
Since 2021+37.9%+6.0%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$270K$280K$290K$300K$310K$320K$295K202420252026$270K$280K$290K$300K$310K$320K$295K202420252026
3 months$295K−1.3% · $289K–$306KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 0.6% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$2,28938% of the U.S. median ZIP's household income ($71,388)
Principal and interest$1,766
Property tax$229
Insurance$125
Mortgage insurance$168

Above the 36% line lenders use for total debt. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,505 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$970
vs
Payment on a typical purchase$2,289

Buying costs $1,319 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax0.92%statutory, state
Insurance$1,505/yrtypical premium
Commute23 minmedian, one way
Walkability—EPA index
Hazard ratingRelatively LowFEMA NRI · wildfire 80 · flood 42
Population change−10.1% a year2018–2023, Census ACS
Median year built1938Census ACS
Owner-occupied78%Census ACS
Hazard ledger
Overall riskRelatively Lowscore 34 of 100 · county median 42
Flood42 of 100county median 50
Wildfire80 of 100county median 81
Hurricane41 of 100county median 44

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 4 scored ZIPs in Pickens County.

Everyday prices

Everyday prices in the Atlanta metro match the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 11% above the U.S. average.

$75,000 at U.S.-average prices buys what $75,050 buys here.

Metro-level index, U.S. = 100 · 2024 · the Atlanta metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%
Renters spending over 30% of income93%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

47

Risk

63

Momentum

20
Haven
See every input behind the five parts, with its value and source
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Livability

49
Walkability—EPA Smart Location Database
Transit access—EPA Smart Location DatabaseNo transit data
Job density57 jobs per sq miCensus LODESFew jobs nearby

Nearby

3 scored Georgia ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Georgia ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability—
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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