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Reading for

ZIP 31211 · Macon, GA · 15,460 residents · September 2026

Macon 31211: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $177K, +5.0% over 12 months; listings take 87 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−23

In Mar 2026: −41

Typical value$177K+5.0% over 12 months · Zillow, Aug 2026
Days on market87 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut20%U.S. median ZIP 20% · Realtor.com
Typical rent$1,208/moZillow, Aug 2026
Active listings84+22% vs a year ago · Realtor.com
Sale-to-list97.3%25% sold above list · Redfin, May 2026
HavenScore54of 100

Higher than 66% of scored ZIPs · #4,369 of 13,130 ZIPs with 5,000+ residents

Affordability65
Growth41
Risk52
Momentum60
Livability35

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−41
  2. Apr 2026−38
  3. May 2026−33
  4. Jun 2026−34
  5. Jul 2026−34
  6. Aug 2026—no reading on record
  7. Sep 2026−23

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 87 days on marketslower than the U.S. median ZIP's 60 days
  • 20% of listings cut pricethe same as the U.S. median ZIP's 20%
  • Sale-to-list 97.3%homes close below asking · Redfin, May 2026
  • 84 active listings+22% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Cooling: prices +5.0% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$177,195Zillow ZHVI · Aug 2026
Median sale price$248,500Redfin · May 2026
Sale-to-list97.3%Redfin · May 2026
Sold above list25.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+5.0%
3 years+3.7%
5 years+25.9%
10 years+89.8%
From peak−1.0%

Zillow Home Value Index · ZIP 31211 · monthly, through August 2026

The rent, listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $179,352 in August 2024; the latest value is −1.2% from that peak, 24 months on. Since January 2019 it is +71.7%. The sharpest 12-month move was −5.8%, ending August 2025.

Zillow's typical home value here, $177K in August 2026, is 39% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +5.0% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$103K
Middle tier$177K
Top tier$288K
Single-family$178K
2 bedrooms$93K
3 bedrooms$160K

Starter homes here rose 47% in five years while top-tier homes rose 25% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 72% above 2-bedrooms (Zillow ZHVI by bedroom); the GA median premium is 41%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankGeorgia rank
1 year+5.0%+5.0%/yrTop 18% nationallyTop 9% in Georgia
3 years+3.7%+1.2%/yrHigher than 34% nationallyHigher than 44% in Georgia
5 years+25.9%+4.7%/yrHigher than 59% nationallyHigher than 48% in Georgia
10 years+89.8%+6.6%/yrHigher than 63% nationallyHigher than 38% in Georgia
Since 2000+93.4%+2.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$160K$165K$170K$175K$180K$185K$177K202420252026$160K$165K$170K$180K$185K$177K202420252026
3 months$177K−0.3% · $174K–$180KMedium confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 1.9% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,42533% of the median household income here ($51,595)
Principal and interest$1,046
Property tax$136
Insurance$144
Mortgage insurance$100

Between the 28% and 36% lines lenders use. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,722 a year (Treasury Federal Insurance Office).

Typical rent, monthly

The rent history for this ZIP is part of Haven.Monthly since June 2025.
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Typical rent$1,208
vs
Payment on a typical purchase$1,425

Buying costs $217 a month more than renting here before tax effects and maintenance; the gap is 18% of rent.

Home value change

Under these assumptions the cumulative cost of owning and renting cross in year 14.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,400 a month (FY 2026), against a typical 3-bedroom value of $160K (Zillow, August 2026) — a 10.5% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Owning against renting, year by year Haven
The year-by-year cost of owning against renting is part of Haven.
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Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$51,595Census ACS
Price to income3.4×long-run average 2.1×
Property tax0.92%statutory, state
Insurance$1,722/yrtypical premium
Commute19 minmedian, one way
Walkability4 / 20EPA index
Hazard ratingRelatively LowFEMA NRI · wildfire 79 · flood 22
Population change0.0% a year2018–2023, Census ACS
Median year built1974Census ACS
Owner-occupied58%Census ACS

Typical homes cost 3.4× the median household income here, against 4.2× in the median GA ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $51,595 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Lowscore 14 of 100 · county median 36
Flood22 of 100county median 39
Wildfire79 of 100county median 79
Hurricane61 of 100county median 71

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 9 scored ZIPs in Bibb County.

Everyday prices

Everyday prices in the Macon metro run 11% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 41% below the U.S. average.

$75,000 at U.S.-average prices buys what $66,400 buys here.

Metro-level index, U.S. = 100 · 2024 · the Macon metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income5%U.S. median ZIP 5%
Renters spending over 30% of income59%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

65

Growth

41

Risk

52

Momentum

60
Haven
See every input behind the five parts, with its value and source
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Livability

35
Walkability4 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density46 jobs per sq miCensus LODESFew jobs nearby

Nearby

6 scored Georgia ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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