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ZIP 39366 · Vossburg, MS · 1,486 residents · September 2026

Vossburg 39366: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $97K, −3.5% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−32

In Mar 2026: +3

Typical value$97K−3.5% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$890/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore47of 100

Higher than 33% of scored ZIPs

Affordability53
Growth37
Risk56
Momentum—
Livability24

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+3
  2. Apr 2026−33
  3. May 2026−33
  4. Jun 2026−21
  5. Jul 2026−20
  6. Aug 2026—no reading on record
  7. Sep 2026−32

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list —No sale-to-list figure for this ZIP

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Softening: prices −3.5% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$96,711Zillow ZHVI · Aug 2026
Median sale price$339,900Redfin · May 2026
Sale-to-list—Redfin · May 2026
Sold above list0.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2016, and how far it moved over each window.

1 year−3.5%
3 years−11.6%
5 years−22.0%
10 years+4.5%
From peak−26.8%

Zillow Home Value Index · ZIP 39366 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $128,729 in December 2021; the latest value is −24.9% from that peak, 56 months on. Since January 2019 it is −2.4%. The sharpest 12-month move was −17.2%, ending March 2023.

Zillow's typical home value here, $97K in August 2026, is 66% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −3.5% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$56K
Middle tier$97K
Top tier$176K
Single-family$97K

Starter homes here fell 29% in five years while top-tier homes fell 17% (Zillow ZHVI tiers) — the top of the market outpaced the bottom.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankMississippi rank
1 year−3.5%−3.5%/yrHigher than 5% nationallyHigher than 8% in Mississippi
3 years−11.6%−4.0%/yrHigher than 3% nationallyHigher than 7% in Mississippi
5 years−22.0%−4.8%/yrHigher than 1% nationallyHigher than 3% in Mississippi
10 years+4.5%+0.4%/yrHigher than 1% nationallyHigher than 5% in Mississippi
Since 2016+8.1%+0.7%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$90K$95K$100K$105K$110K$97K202420252026$90K$95K$100K$105K$110K$97K202420252026
3 months$97K+0.2% · $94K–$101KLow confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value fall 2.6% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$83539% of the median household income here ($25,579)
Principal and interest$571
Property tax$64
Insurance$146
Mortgage insurance$54

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,755 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$890
vs
Payment on a typical purchase$835

Buying costs $55 a month less than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$25,579Census ACS
Price to income3.8×long-run average 4.0×
Property tax0.79%statutory, state
Insurance$1,755/yrtypical premium
Commute35 minmedian, one way
Walkability3 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 77 · flood 48
Population change+5.0% a year2018–2023, Census ACS
Median year built1991Census ACS
Owner-occupied96%Census ACS

Typical homes cost 3.8× the median household income here, against 3.3× in the median MS ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $25,579 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 65 of 100 · county median 60
Flood48 of 100county median 38
Wildfire77 of 100county median 79
Hurricane83 of 100county median 85

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 7 scored ZIPs in Jasper County.

Housing cost burden
Owners spending over 50% of income3%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

53

Growth

37

Risk

56

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

24
Walkability3 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density3 jobs per sq miCensus LODESFew jobs nearby

Nearby

3 scored Mississippi ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Mississippi ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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