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ZIP 44235 · Homerville, OH · 1,369 residents · September 2026

Homerville 44235: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $382K, +5.9% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+15

In Mar 2026: +41

Typical value$382K+5.9% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$1,150/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list91.4%0% sold above list · Redfin, May 2026
HavenScore49of 100

Higher than 42% of scored ZIPs

Affordability39
Growth52
Risk71
Momentum—
Livability28

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+41
  2. Apr 2026+26
  3. May 2026+28
  4. Jun 2026+31
  5. Jul 2026+51
  6. Aug 2026—no reading on record
  7. Sep 2026+15

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 91.4%homes close below asking · Redfin, May 2026

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +5.9% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$381,847Zillow ZHVI · Aug 2026
Median sale price$420,000Redfin · May 2026
Sale-to-list91.4%Redfin · May 2026
Sold above list0.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+5.9%
3 years+14.7%
5 years+37.2%
10 years+94.0%
From peak0.0%

Zillow Home Value Index · ZIP 44235 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $384,910 in July 2026; the latest value is −0.8% from that peak, 1 months on. Since January 2019 it is +80.3%. The sharpest 12-month move was −1.1%, ending December 2019.

Zillow's typical home value here, $382K in August 2026, is 32% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +5.9% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$252K
Middle tier$382K
Top tier$584K
Single-family$381K
3 bedrooms$355K

Starter homes here rose 39% in five years while top-tier homes rose 26% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankOhio rank
1 year+5.9%+5.9%/yrTop 12% nationallyTop 14% in Ohio
3 years+14.7%+4.7%/yrTop 19% nationallyHigher than 60% in Ohio
5 years+37.2%+6.5%/yrTop 11% nationallyTop 12% in Ohio
10 years+94.0%+6.8%/yrHigher than 69% nationallyHigher than 57% in Ohio
Since 2000+135.2%+3.3%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$300K$320K$340K$360K$400K$375K202420252026$300K$320K$340K$360K$400K$375K202420252026
3 months$375K−1.7% · $367K–$386KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 4.4% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$3,08650% of the median household income here ($74,067)
Principal and interest$2,254
Property tax$506
Insurance$111
Mortgage insurance$215

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,332 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$1,150
vs
Payment on a typical purchase$3,086

Buying costs $1,936 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,460 a month (FY 2026), against a typical 3-bedroom value of $355K (Zillow, August 2026) — a 4.9% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$74,067Census ACS
Price to income5.2×long-run average 2.9×
Property tax1.59%statutory, state
Insurance$1,332/yrtypical premium
Commute25 minmedian, one way
Walkability3 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 72 · flood 72
Population change−5.7% a year2018–2023, Census ACS
Median year built1996Census ACS
Owner-occupied85%Census ACS

Typical homes cost 5.2× the median household income here, against 3.4× in the median OH ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $74,067 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 51 of 100 · county median 34
Flood72 of 100county median 51
Wildfire72 of 100county median 72
Hurricane43 of 100county median 35

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 12 scored ZIPs in Medina County.

Everyday prices

Everyday prices in the Cleveland metro run 6% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 21% below the U.S. average.

$75,000 at U.S.-average prices buys what $70,450 buys here.

Metro-level index, U.S. = 100 · 2024 · the Cleveland metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income5%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

39

Growth

52

Risk

71

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

28
Walkability3 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density7 jobs per sq miCensus LODESFew jobs nearby

Nearby

12 scored Ohio ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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