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ZIP 45663 · West Portsmouth, OH · 6,435 residents · September 2026

West Portsmouth 45663: neither side has the edge.

Fair conditions for both sides. Typical home value $113K, +4.8% over 12 months; listings take 46 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Balanced+9

In Mar 2026: −26

Typical value$113K+4.8% over 12 months · Zillow, Aug 2026
Days on market46 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut19%U.S. median ZIP 20% · Realtor.com
Fair market rent$970/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings12−20% vs a year ago · Realtor.com
Sale-to-list90.2%0% sold above list · Redfin, Jan 2026
HavenScore56of 100

Higher than 75% of scored ZIPs · #3,216 of 13,130 ZIPs with 5,000+ residents

Affordability73
Growth42
Risk60
Momentum48
Livability25

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−26
  2. Apr 2026−23
  3. May 2026−16
  4. Jun 2026−24
  5. Jul 2026−12
  6. Aug 2026—no reading on record
  7. Sep 2026+9

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 46 days on marketfaster than the U.S. median ZIP's 60 days
  • 19% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 90.2%homes close below asking · Redfin, Jan 2026
  • 12 active listings−20% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, January 2026.

Accelerating: prices +4.8% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$112,671Zillow ZHVI · Aug 2026
Median sale price$45,000Redfin · Jan 2026
Sale-to-list90.2%Redfin · Jan 2026
Sold above list0.0%Redfin · Jan 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2010, and how far it moved over each window.

1 year+4.8%
3 years+15.1%
5 years+28.6%
10 years+68.7%
From peak−0.3%

Zillow Home Value Index · ZIP 45663 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $113,289 in July 2026; the latest value is −0.5% from that peak, 1 months on. Since January 2019 it is +75.2%. The sharpest 12-month move was −8.3%, ending May 2018.

Zillow's typical home value here, $113K in August 2026, is 61% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +4.8% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$57K
Middle tier$113K
Top tier$213K
Single-family$113K
2 bedrooms$84K
3 bedrooms$145K

Starter homes here rose 37% in five years while top-tier homes rose 32% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 73% above 2-bedrooms (Zillow ZHVI by bedroom); the OH median premium is 38%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankOhio rank
1 year+4.8%+4.8%/yrTop 20% nationallyHigher than 73% in Ohio
3 years+15.1%+4.8%/yrTop 18% nationallyHigher than 65% in Ohio
5 years+28.6%+5.2%/yrHigher than 67% nationallyHigher than 46% in Ohio
10 years+68.7%+5.4%/yrHigher than 33% nationallyHigher than 9% in Ohio
Since 2010+78.3%+3.6%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$80K$90K$100K$120K$111K202420252026$80K$90K$100K$120K$111K202420252026
3 months$111K−1.3% · $108K–$115KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 4.4% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$99225% of the median household income here ($48,224)
Principal and interest$665
Property tax$149
Insurance$115
Mortgage insurance$63

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,375 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$970
vs
Payment on a typical purchase$992

Buying costs $22 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,330 a month (FY 2026), against a typical 3-bedroom value of $145K (Zillow, August 2026) — a 11.0% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$48,224Census ACS
Price to income2.3×long-run average 1.5×
Property tax1.59%statutory, state
Insurance$1,375/yrtypical premium
Commute25 minmedian, one way
Walkability4 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 64 · flood 85
Population change+0.9% a year2018–2023, Census ACS
Median year built1965Census ACS
Owner-occupied73%Census ACS

Typical homes cost 2.3× the median household income here, against 3.4× in the median OH ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $48,224 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 63 of 100 · county median 56
Flood85 of 100county median 79
Wildfire64 of 100county median 69
Hurricane38 of 100county median 40

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 10 scored ZIPs in Scioto County.

Housing cost burden
Owners spending over 50% of income2%U.S. median ZIP 5%
Renters spending over 30% of income33%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

73

Growth

42

Risk

60

Momentum

48
Haven
See every input behind the five parts, with its value and source
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Livability

25
Walkability4 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density12 jobs per sq miCensus LODESFew jobs nearby

Nearby

4 scored Ohio ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listJanuary 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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