Saratoga, IN
47382 · Saratoga, IN has a HavenScore of 62 — accessible on affordability and fundamentals, per the score.
This ZIP has fewer than 5,000 residents, so it isn’t ranked against larger markets. The HavenScore is shown for reference.
Overall view active — Equal weight across affordability, growth, risk, momentum.
Sub-scores below recompute with these weights
Snapshot
Numbers at a glance
Composition
Pillars behind the score
Signals
What's driving this score
- Affordable vs. income1.2× income — below the national median
- Strong migration inflow+3.4% net — people moving in
- Limited new supplyOnly 0.8 permits per 1,000 — supply constrained
- Strong job market2.8% unemployment
- Potentially overvalued64% above historical price-to-income
- Slow-moving market177 days on market — homes sitting longer
Market conditions
Leaning Seller
Conditions tightening in sellers' favor. Sign in to save this ZIP and track how the score moves.
Pulse
What's changed in the last 90 days
Metrics
The raw numbers
$71,846
▲ +1.08% YoY—
1
177 days
0.00%
1.2×
$61,023
188
+63.89%
Trend
Where it's been
Forecast
Where it's heading
The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.
Payment
What you'd owe each month
20% down · 30-yr fixed · 6.51% · tax 0.84%
Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.
Decide
Run the numbers
Comparable ZIPs
Same shape, lower entry
ZIPs the score groups near 47382 on Affordability and Growth — sorted by lowest median value.
Sources
Every number, traced
Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.
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