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ZIP 52212 · Center Junction, IA · 419 residents · September 2026

Center Junction 52212: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $206K, +6.0% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+21

In Mar 2026: +44

Typical value$206K+6.0% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$960/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list100.1%100% sold above list · Redfin, May 2026
HavenScore60of 100

Higher than 89% of scored ZIPs

Affordability65
Growth56
Risk64
Momentum—
Livability37

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+44
  2. Apr 2026+9
  3. May 2026+23
  4. Jun 2026+26
  5. Jul 2026+39
  6. Aug 2026—no reading on record
  7. Sep 2026+21

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 100.1%homes close at or above asking · Redfin, May 2026

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +6.0% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$206,120Zillow ZHVI · Aug 2026
Median sale price$120,000Redfin · May 2026
Sale-to-list100.1%Redfin · May 2026
Sold above list100.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2019, and how far it moved over each window.

1 year+6.0%
3 years+6.1%
5 years+16.8%
10 years—
From peak0.0%

Zillow Home Value Index · ZIP 52212 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $206,120 in August 2026, which is the latest value. The sharpest 12-month move was −2.1%, ending January 2026.

Zillow's typical home value here, $206K in August 2026, is 29% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +6.0% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$79K
Middle tier$206K
Top tier$437K
Single-family$206K

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankIowa rank
1 year+6.0%+6.0%/yrTop 12% nationallyTop 12% in Iowa
3 years+6.1%+2.0%/yrHigher than 45% nationallyHigher than 21% in Iowa
5 years+16.8%+3.2%/yrHigher than 32% nationallyHigher than 11% in Iowa
Since 2019+63.6%+6.8%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$160K$180K$200K$220K$240K$215K202420252026$160K$180K$200K$240K$215K202420252026
3 months$215K+4.4% · $208K–$224KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 4.8% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,68024% of the median household income here ($82,400)
Principal and interest$1,217
Property tax$261
Insurance$86
Mortgage insurance$116

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$960
vs
Payment on a typical purchase$1,680

Buying costs $720 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$82,400Census ACS
Price to income2.5×long-run average 2.0×
Property tax1.52%statutory, state
Insurance—typical premium
Commute15 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 77 · flood 87
Population change+18.6% a year2018–2023, Census ACS
Median year built1938Census ACS
Owner-occupied100%Census ACS

Typical homes cost 2.5× the median household income here, against 3.2× in the median IA ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $82,400 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 79 of 100 · county median 77
Flood87 of 100county median 86
Wildfire77 of 100county median 75
Hurricane30 of 100county median 30

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 8 scored ZIPs in Jones County.

Everyday prices

Everyday prices in the Cedar Rapids metro run 11% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 29% below the U.S. average.

$75,000 at U.S.-average prices buys what $66,700 buys here.

Metro-level index, U.S. = 100 · 2024 · the Cedar Rapids metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

65

Growth

56

Risk

64

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

37
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density3 jobs per sq miCensus LODESFew jobs nearby

Nearby

7 scored Iowa ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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