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ZIP 53534 · Edgerton, WI · 12,344 residents · September 2026

Edgerton 53534: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $355K, +5.4% over 12 months; listings take 44 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+15

In Mar 2026: +22

Typical value$355K+5.4% over 12 months · Zillow, Aug 2026
Days on market44 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut24%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,360/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings57+39% vs a year ago · Realtor.com
Sale-to-list99.6%44% sold above list · Redfin, May 2026
HavenScore50of 100

Higher than 46% of scored ZIPs · #7,201 of 13,130 ZIPs with 5,000+ residents

Affordability47
Growth45
Risk62
Momentum58
Livability38

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+22
  2. Apr 2026+24
  3. May 2026+23
  4. Jun 2026+23
  5. Jul 2026+14
  6. Aug 2026—no reading on record
  7. Sep 2026+15

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 44 days on marketfaster than the U.S. median ZIP's 60 days
  • 24% of listings cut pricemore than the U.S. median ZIP's 20%
  • Sale-to-list 99.6%homes close below asking · Redfin, May 2026
  • 57 active listings+39% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +5.4% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$355,235Zillow ZHVI · Aug 2026
Median sale price$320,450Redfin · May 2026
Sale-to-list99.6%Redfin · May 2026
Sold above list44.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+5.4%
3 years+15.9%
5 years+32.7%
10 years+107.3%
From peak0.0%

Zillow Home Value Index · ZIP 53534 · monthly, through August 2026

The rent, listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $358,385 in July 2026; the latest value is −0.9% from that peak, 1 months on. Since January 2019 it is +79.3%. The sharpest 12-month move was +3.5%, ending July 2024.

Zillow's typical home value here, $355K in August 2026, is 23% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +5.4% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$254K
Middle tier$355K
Top tier$504K
Single-family$359K
Condo$271K
2 bedrooms$262K
3 bedrooms$347K

Starter homes here rose 43% in five years while top-tier homes rose 30% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 33% above 2-bedrooms (Zillow ZHVI by bedroom); the WI median premium is 30%.

Condos here are priced 25% below single-family homes (Zillow ZHVI by home type); over five years single-family rose 32% while condos rose 12%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankWisconsin rank
1 year+5.4%+5.4%/yrTop 15% nationallyHigher than 58% in Wisconsin
3 years+15.9%+5.0%/yrTop 15% nationallyHigher than 53% in Wisconsin
5 years+32.7%+5.8%/yrTop 21% nationallyHigher than 53% in Wisconsin
10 years+107.3%+7.6%/yrTop 17% nationallyHigher than 72% in Wisconsin
Since 2000+178.6%+3.9%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$280K$300K$320K$340K$360K$380K$350K202420252026$280K$300K$320K$340K$360K$380K$350K202420252026
3 months$350K−1.4% · $343K–$358KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 3.2% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$2,87337% of the median household income here ($94,250)
Principal and interest$2,097
Property tax$477
Insurance$100
Mortgage insurance$200

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,196 a year (Treasury Federal Insurance Office).

Typical rent, monthly

The rent history for this ZIP is part of Haven.Monthly since April 2026.
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Fair market rent, 2 bedrooms$1,360
vs
Payment on a typical purchase$2,873

Buying costs $1,513 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,750 a month (FY 2026), against a typical 3-bedroom value of $347K (Zillow, August 2026) — a 6.0% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$94,250Census ACS
Price to income3.8×long-run average 2.0×
Property tax1.61%statutory, state
Insurance$1,196/yrtypical premium
Commute25 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 70 · flood 88
Population change+0.5% a year2018–2023, Census ACS
Median year built1977Census ACS
Owner-occupied77%Census ACS

Typical homes cost 3.8× the median household income here, against 4.3× in the median WI ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $94,250 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 77 of 100 · county median 68
Flood88 of 100county median 69
Wildfire70 of 100county median 59
Hurricane23 of 100county median 23

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 11 scored ZIPs in Rock County.

Everyday prices

Everyday prices in the Janesville metro run 6% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 20% below the U.S. average.

$75,000 at U.S.-average prices buys what $70,300 buys here.

Metro-level index, U.S. = 100 · 2024 · the Janesville metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income3%U.S. median ZIP 5%
Renters spending over 30% of income40%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

47

Growth

45

Risk

62

Momentum

58
Haven
See every input behind the five parts, with its value and source
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Livability

38
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density33 jobs per sq miCensus LODESFew jobs nearby

Nearby

5 scored Wisconsin ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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