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ZIP 64475 · Parnell, MO · 378 residents · September 2026

Parnell 64475: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $230K, +11.2% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+24

In Mar 2026: +33

Typical value$230K+11.2% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$910/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list88.1%0% sold above list · Redfin, Aug 2025
HavenScore41of 100

Higher than 13% of scored ZIPs

Affordability39
Growth47
Risk45
Momentum—
Livability25

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+33
  2. Apr 2026+19
  3. May 2026+19
  4. Jun 2026+22
  5. Jul 2026+22
  6. Aug 2026—no reading on record
  7. Sep 2026+24

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 88.1%homes close below asking · Redfin, Aug 2025

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, August 2025.

Accelerating: prices +11.2% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$229,723Zillow ZHVI · Aug 2026
Median sale price$185,000Redfin · Aug 2025
Sale-to-list88.1%Redfin · Aug 2025
Sold above list0.0%Redfin · Aug 2025

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2016, and how far it moved over each window.

1 year+11.2%
3 years+25.1%
5 years+46.8%
10 years+143.6%
From peak0.0%

Zillow Home Value Index · ZIP 64475 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $231,737 in April 2026; the latest value is −0.9% from that peak, 4 months on. Since January 2019 it is +81.2%. The sharpest 12-month move was −0.7%, ending March 2023.

Zillow's typical home value here, $230K in August 2026, is 20% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +11.2% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Middle tier$230K
Single-family$230K

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankMissouri rank
1 year+11.2%+11.2%/yrTop 1% nationallyTop 1% in Missouri
3 years+25.1%+7.7%/yrTop 2% nationallyTop 1% in Missouri
5 years+46.8%+8.0%/yrTop 3% nationallyTop 3% in Missouri
10 years+143.6%+9.3%/yrTop 3% nationallyTop 6% in Missouri
Since 2016+116.0%+7.6%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$180K$200K$220K$240K$260K$231K202420252026$180K$200K$220K$240K$260K$231K202420252026
3 months$231K+0.5% · $225K–$236KLow confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 4.3% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,77447% of the median household income here ($45,750)
Principal and interest$1,356
Property tax$193
Insurance$96
Mortgage insurance$129

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$910
vs
Payment on a typical purchase$1,774

Buying costs $864 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$45,750Census ACS
Price to income5.0×long-run average 3.4×
Property tax1.01%statutory, state
Insurance—typical premium
Commute20 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 88 · flood 85
Population change+0.8% a year2018–2023, Census ACS
Median year built1967Census ACS
Owner-occupied66%Census ACS

Typical homes cost 5.0× the median household income here, against 3.7× in the median MO ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $45,750 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 91 of 100 · county median 93
Flood85 of 100county median 94
Wildfire88 of 100county median 88
Hurricane8 of 100county median 0

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 3 scored ZIPs in Nodaway County.

Housing cost burden
Owners spending over 50% of income9%U.S. median ZIP 5%
Renters spending over 30% of income22%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

39

Growth

47

Risk

45

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

25
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density2 jobs per sq miCensus LODESFew jobs nearby

Nearby

1 scored Missouri ZIP within 12 miles; the ones below score within ten points and cost less.

Dots are Missouri ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listAugust 2025
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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